Dawn Garrels- AnnieMac Home Mortgage's Cover Image
Dawn Garrels- AnnieMac Home Mortgage - Mortgage Loan Originator| NMLS# 328038 in Apollo Beach, FL

Dawn Garrels- AnnieMac Home Mortgage

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Mortgage Loan Originator| NMLS# 328038

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Dawn understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout... Show More
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Location & Business Hours
Business Hours
Fri
8 AM to 6 PM
Sat
closed
Sun
closed
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5 Star
98%
4 Star
0%
3 Star
0%
2 Star
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1 Star
2%
Reviews from Web
  • Encompass
    F
    Fred B S
    Ocala, FL
    Posted on December 28th, 2025 11:50 PM
    Dawn Garrels!!!! She exceded ALL of my expectations. She went out of herway to answer all of my concerns even when she was sick and at the hospital! Who else do you know who would this??
    Reply from Dawn Garrels- AnnieMac Home Mortgag...
    December 29th, 2025 04:10 PM
    Thank you so much for this incredible review! Your kind words truly mean the world to me. 💛I’m grateful for the trust you placed in me throughout your homebuying journey. Even when life throws a curveball, my clients always come first — and...
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  • Encompass
    T
    Tamika R
    Morriston, FL
    Posted on December 22nd, 2025 12:45 AM
    Dawn kept us informed and always prepared for the worst case scenario as far as our total payments but she made the best happen! Dawn has an absolute lovely personality which makes the process of buying a home easier when having someone you...
    read more
    Reply from Dawn Garrels- AnnieMac Home Mortgag...
    December 22nd, 2025 03:20 PM
    Tamika, thank you so much for this beautiful review! ❤️It was truly an honor to walk alongside you through your first home purchase. I’m so glad I could keep you informed, ease the stress, and help bring the best possible outcome to the table....
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  • Encompass
    M
    Matthew B
    Citrus Springs, FL
    Posted on December 21st, 2025 02:47 PM
    Dawn was always available for questions and to offer advice. Process was fast and smooth.
    Reply from Dawn Garrels
    December 22nd, 2025 03:20 PM
    Thank you so much, Matthew!I’m really glad the process felt fast and smooth for you — that’s always my goal. It was a pleasure being there to answer your questions and help guide you through each step.Congratulations again, and please don’t...
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  • Encompass
    S
    Scott C
    Ocala, FL
    Posted on December 19th, 2025 04:15 PM
    Dawn was amazing!!! She made this all happen and was a dream to work with!!!
    Reply from Dawn Garrels- AnnieMac Home Mortgag...
    December 19th, 2025 05:31 PM
    Thank you so much! 💛It was truly a joy to work with you, and I’m so grateful for your trust throughout the process. Knowing I could help make this happen for you means the world to me. I’m always here if you need anything in the future! 🏡✨...
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  • Encompass
    S
    Scott C
    Citrus Springs, FL
    Posted on December 18th, 2025 09:49 PM
    My experience with Dawn has been amazing. She went above and beyond to ensure we were able to close as quickly as possible. I will definitely be recommending her to all of my clients.
    Reply from Dawn Garrels- AnnieMac Home Mortgag...
    December 19th, 2025 01:45 AM
    Thank you so much for your kind words! 🩵It was truly a pleasure working with you, and I’m so glad we were able to move things along quickly and get you to the closing table. Your trust means a lot to me, and I’m incredibly grateful for your...
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    About
    Dawn understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Dawn is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    USDA Loans
    What is the Search Rank Score®?
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    Memberships
    • Florida Association of Mortgage Professionals (FAMP)
    • MBA Mortgage Bankers Association
    • NMLS
    Addresses and Serving Areas

    Year Started

    2001

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • 328038
    Achievements
    • Supported LO's within the Top 100 Lenders List (2006)
    Hobbies
    • Family, Fishing 🎣& Football🏈 and the beach 🏖️
    • Football
    • Fishing
    • View All
    Disclaimer

    ©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.