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Dawn Garrels- AnnieMac Home Mortgage - Mortgage Loan Originator| NMLS# 328038 in Apollo Beach, FL

Dawn Garrels- AnnieMac Home Mortgage

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Mortgage Loan Originator| NMLS# 328038

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Dawn understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout... Show More
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Location & Business Hours
Business Hours
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM
Fri
8 AM to 6 PM
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Overall Ratings
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5 Star
97%
4 Star
0%
3 Star
0%
2 Star
0%
1 Star
3%
Reviews from Web
  • Encompass
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    Weslee R
    Brooker, FL
    Posted on August 6th, 2026 05:06 PM
    wrong numbers at closing .
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    Geoffrey A L
    Inverness, FL
    Posted on July 27th, 2026 04:16 PM
    Made everything very easy
    Reply from Dawn Garrels
    August 6th, 2026 04:16 PM
    I'm pleased to know that you found the process easy, Geoffrey. If there's anything more I can do for you, please feel free to reach out.
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    Brad U
    Inverness, FL
    Posted on July 24th, 2026 04:50 PM
    I have worked with Dawn for several deals, she is always amazing. She has great communication and amazing customer service. She goes above and beyond all expectations. My clients love her.
    Reply from Dawn Garrels- AnnieMac Home Mortgag...
    July 24th, 2026 06:58 PM
    Thanks so much for your kind words! It has been a pleasure working with you on multiple deals. I truly appreciate your trust and the opportunity to help your clients throughout the process. Knowing they feel well taken care of means a lot to...
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    Scott C
    Morriston, FL
    Posted on June 29th, 2026 09:21 PM
    Dawn was excellent to work with. She was alway responsive and took great care attending to the needs of the transaction. Dawn and her team worked diligently to get the deal closed fast with the least amount of hassell.
    Reply from Dawn Garrels- AnnieMac Home Mortgag...
    June 29th, 2026 09:58 PM
    Thank you so much for your kind words! It was truly a pleasure working with you throughout this transaction. I appreciate your trust and the teamwork that helped us get to the closing table smoothly. My team and I are committed to making the...
    read more
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    Steven J N
    Ocala, FL
    Posted on June 18th, 2026 02:45 AM
    This was my first home buying expeirence and Dawn was amazing to work with. Communication was clear and more importantly Dawn was very patient and took time to explain all questions I had throught the process.
    Reply from Dawn Garrels- AnnieMac Home Mortgag...
    June 18th, 2026 01:49 PM
    Thank you so much for your kind review! It was truly an honor to be part of your first homebuying journey.Purchasing your first home is a huge milestone, and I know the process can feel overwhelming at times. I'm so glad I was able to provide...
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    Odette R
    Ocala, FL
    Posted on June 5th, 2026 01:56 PM
    Dawn was amazing to work with, very professional and great to work with. I would highly recommend her!!! 5 stars PLUS!!!
    Reply from Dawn Garrels- AnnieMac Home Mortgag...
    June 5th, 2026 02:02 PM
    Thank you so much for the amazing review! 🌟Working with dedicated real estate professionals like you is one of the best parts of what I do. I truly appreciate your trust, partnership, and confidence in me and my team. Together, we share the...
    read more
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    Gloria T
    Ocala, FL
    Posted on June 5th, 2026 10:59 AM
    I am so grateful—they made my dream come true. They work quickly and provide guidance and answers to any questions every step of the way. I recommend them wholeheartedly.Thanks dawn G 🌸🌸🌸🏠🏠🏠👏🏻
    Reply from Dawn Garrels- AnnieMac Home Mortgag...
    June 5th, 2026 12:57 PM
    Thank you so much for your kind words! 💕 It was truly an honor to be part of your homebuying journey and help make your dream of homeownership a reality. 🏡✨I'm so grateful for the trust you placed in me throughout the process. Helping amazing...
    read more
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    Edgar J R
    Ocala, FL
    Posted on June 5th, 2026 10:19 AM
    Experience and guidance at every step of the process. A fast process—thank you very much for everything.
    Reply from Dawn Garrels
    June 5th, 2026 12:59 PM
    Thank you so much for your kind review! 🏡❤️It was truly a pleasure helping you through the home financing process. I'm so happy that you felt supported and guided every step of the way—that's always my goal for every client. Thank you for...
    read more
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    Jessica M D
    Dunnellon, FL
    Posted on May 27th, 2026 03:25 PM
    Communication was clear and defined! Everything went well!
    Reply from Dawn Garrels- AnnieMac Home Mortgag...
    June 1st, 2026 05:46 PM
    I'm pleased to know that the communication was clear and everything went smoothly, Jessica. If you have any more questions or need further assistance, feel free to let me know.
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    Taylor L
    Ocala, FL
    Posted on May 13th, 2026 11:43 AM
    Answered any questions we had and made the process smooth
    Reply from Dawn Garrels- AnnieMac Home Mortgag...
    May 13th, 2026 02:04 PM
    I'm pleased to know that I could help make the process smooth for you, Taylor. If you have any more questions in the future, feel free to reach out.
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    About
    Dawn understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Dawn is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    USDA Loans
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    Memberships
    • Florida Association of Mortgage Professionals (FAMP)
    • MBA Mortgage Bankers Association
    • NMLS
    Addresses and Serving Areas

    Year Started

    2001

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • 328038
    Achievements
    • Supported LO's within the Top 100 Lenders List (2006)
    Hobbies
    • Family, Fishing 🎣& Football🏈 and the beach 🏖️
    • Football
    • Fishing
    • View All
    Disclaimer

    ©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.