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Dawn Garrels- AnnieMac Home Mortgage - Mortgage Loan Originator| NMLS# 328038 in Apollo Beach, FL

Dawn Garrels- AnnieMac Home Mortgage

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Mortgage Loan Originator| NMLS# 328038

AnnieMac Home Mortgage - Apollo Beach, FL
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Dawn understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(352) 900-5096
Apollo Beach, FL
https://dawngarrels.annie-mac.com
Location & Business Hours
Business Hours
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM
Fri
8 AM to 6 PM
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Reviews from Web
  • Encompass
    S
    Scott C
    Ocala, FL
    Posted on September 1st, 2026 04:41 PM
    Dawn went above and beyond to make sure the buyer closed on time and had great communication. Even with all the bumps in the road we had she made it easy!
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    Joseph P B
    Summerfield, FL
    Posted on August 31st, 2026 02:23 AM
    Dawn and her team were very attentive to detail right from the first conversation. We had some delays and her team worked right them with ease. We are so thankful we had this team to work with.
    Reply from Dawn Garrels- AnnieMac Home Mortgag...
    August 31st, 2026 01:10 PM
    Thank you so much for these kind words! ❤️ It truly means so much to me and my team. Every loan can have a few bumps along the way, but our goal is always to stay ahead of them, communicate, and keep everything moving toward the finish line....
    read more
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    Beatriz R
    Citrus Springs, FL
    Posted on August 29th, 2026 11:38 AM
    Buying and selling a home at the same time is incredibly stressful, but Dawn made all the difference. She kept me feeling calm, secure, and always managed to put a smile on my face every time we spoke. In the toughest moments, having someone...
    read more
    Reply from Dawn Garrels- AnnieMac Home Mortgag...
    August 30th, 2026 05:10 PM
    This one means so much to me! ❤️Buying and selling a home at the same time can be incredibly stressful, and being able to bring some calm, confidence, and even a few smiles during the difficult moments is exactly why I love what I do.Thank...
    read more
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    Christopher B
    Ocala, FL
    Posted on August 14th, 2026 10:10 AM
    Dawn was very patient and walked me through the whole process I highly recommend her services to anyone looking to purchase a home.
    Reply from Dawn Garrels- AnnieMac Home Mortgag...
    August 14th, 2026 03:47 PM
    Chris, thank you so much for this wonderful review and for trusting me to help you through your home purchase! ❤️ It was truly a pleasure working with you from beginning to end.You were an absolute gentleman throughout the entire process. Every...
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    Clarence T
    Ocala, FL
    Posted on August 12th, 2026 12:19 PM
    Well informed. Just a little hick-up at closing.
    Reply from Dawn Garrels
    August 14th, 2026 03:49 PM
    Thank you so much for your review and, most importantly, for trusting me to be a part of this purchase! ❤️ Even with a little hiccup at the closing table, I’m so grateful we were able to work through it and get everything across the finish...
    read more
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    Franchesca C
    Ocala, FL
    Posted on August 11th, 2026 09:35 PM
    Dawn worked on everything very quickly, kept us informed of everything needed, the process, and guided us throughout the whole process. She made a potentially stressful situation into a joyful one. She was very professional and communicated...
    read more
    Reply from Dawn Garrels
    August 11th, 2026 09:47 PM
    Thank you so much for these incredibly kind words! ❤️ It was truly my pleasure to walk alongside you throughout this process. Buying a home should be exciting, and knowing that I was able to take some of the stress away and make the experience...
    read more
  • Encompass
    S
    Scott C
    Brooker, FL
    Posted on August 7th, 2026 12:13 PM
    Working with Dawn Garrels was an outstanding experience! She made the mortgage process smooth and stress-free for our client from start to finish. Dawn was knowledgeable, responsive, and always available to answer questions and provide updates...
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    Reply from Dawn Garrels- AnnieMac Home Mortgag...
    August 11th, 2026 09:42 PM
    Thank you so much for such a wonderful review! ❤️ It truly means so much to me, especially coming from a Realtor I have so much respect for. I absolutely loved working alongside you to help our client get to the closing table! 🏡🔑 Great transactions...
    read more
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    Weslee R
    Brooker, FL
    Posted on August 6th, 2026 05:06 PM
    wrong numbers at closing .
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    Geoffrey A L
    Inverness, FL
    Posted on July 27th, 2026 04:16 PM
    Made everything very easy
    Reply from Dawn Garrels
    August 6th, 2026 04:16 PM
    I'm pleased to know that you found the process easy, Geoffrey. If there's anything more I can do for you, please feel free to reach out.
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    Brad U
    Inverness, FL
    Posted on July 24th, 2026 04:50 PM
    I have worked with Dawn for several deals, she is always amazing. She has great communication and amazing customer service. She goes above and beyond all expectations. My clients love her.
    Reply from Dawn Garrels- AnnieMac Home Mortgag...
    July 24th, 2026 06:58 PM
    Thanks so much for your kind words! It has been a pleasure working with you on multiple deals. I truly appreciate your trust and the opportunity to help your clients throughout the process. Knowing they feel well taken care of means a lot to...
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    • 10 of 36
    About
    Dawn understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Dawn is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    USDA Loans
    What is the Search Rank Score®?
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    Memberships
    • Florida Association of Mortgage Professionals (FAMP)
    • MBA Mortgage Bankers Association
    • NMLS
    Addresses and Serving Areas

    Year Started

    2001

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • 328038
    Achievements
    • Supported LO's within the Top 100 Lenders List (2006)
    Hobbies
    • Family, Fishing 🎣& Football🏈 and the beach 🏖️
    • Football
    • Fishing
      • View All
    Disclaimer

    ©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.