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Dawn Garrels- AnnieMac Home Mortgage - Mortgage Loan Originator| NMLS# 328038 in Apollo Beach, FL

Dawn Garrels- AnnieMac Home Mortgage

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Mortgage Loan Originator| NMLS# 328038

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Dawn understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout...... Show More
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Location & Business Hours
Friday
8:00 AM to 6:00 PM
Saturday
closed
Sunday
closed
Overall Ratings
4.99
(20)
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Reviews from Web
  • 5.0
    Encompass
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    Taylor L
    Ocala, FL
    Posted on May 13th, 2026 11:43 AM
    Answered any questions we had and made the process smooth
    Reply from Dawn Garrels- AnnieMac Home Mortgag...
    May 13th, 2026 02:04 PM
    I'm pleased to know that I could help make the process smooth for you, Taylor. If you have any more questions in the future, feel free to reach out.
  • 5.0
    Encompass
    D
    Devin L D
    Dunnellon, FL
    Posted on May 3rd, 2026 10:46 AM
    Great communication great response time and very clear breakdown when questions were asked
    Reply from Dawn Garrels- AnnieMac Home Mortgag...
    May 3rd, 2026 11:11 PM
    Thank you so much for the kind words! It truly means a lot. Clear communication and being available when you need answers are top priorities for me, so I’m really glad that came through in your experience. It was a pleasure working with you,...
    read more
  • 5.0
    Encompass
    J
    Jacqueline F
    Ocala, FL
    Posted on April 3rd, 2026 10:21 AM
    I was informed on what was happening all the time, and helped me get everything done.
    Reply from Dawn Garrels- AnnieMac Home Mortgag...
    April 3rd, 2026 11:43 AM
    Thank you so much for your kind words! It truly means the world to me that you felt informed and supported throughout the entire process. That’s always my goal—clear communication and making things as smooth as possible every step of the way....
    read more
  • 5.0
    Encompass
    C
    Cailynn T R
    Ocala, FL
    Posted on March 31st, 2026 03:23 PM
    Dawn and her team were so easy to work with and helped me and my husband more than we could imagine. She made this process for us so smooth and easy. If reccomend her to anyone I know!
    Reply from Dawn Garrels- AnnieMac Home Mortgag...
    March 31st, 2026 07:01 PM
    Thank you so much for your kind words—it truly means the world to me! 🏡✨I absolutely loved working with you and your husband. It was such a joy to be part of your journey, and I’m so happy to see you both settling into your beautiful new home!...
    read more
  • 5.0
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    Rosalina S
    Posted on March 28th, 2026 02:36 AM
    One of the most honest, most amazing intelligent people I know!
    Reply from Dawn Garrels- AnnieMac Home Mortgag...
    March 28th, 2026 02:40 PM
    I love this and YOU so much ❤️
  • 5.0
    Encompass
    L
    Lauri P
    Dunnellon, FL
    Posted on March 24th, 2026 03:56 PM
    Dawn went above and beyond for my family during the entire process. She made me feel like family. I cannot put into words how great she was.
    Reply from Dawn Garrels- AnnieMac Home Mortgag...
    March 24th, 2026 04:35 PM
    Thank you so much—this truly means more to me than I can put into words 💙Helping your family through this process was such an honor, and I’m so grateful you trusted me every step of the way. Making you feel supported (and like family!) is...
    read more
  • 5.0
    Encompass
    J
    Justin P
    Dunnellon, FL
    Posted on March 24th, 2026 11:05 AM
    Dawn was hands down what made this experience great I have bought and sold a few homes and this one by far was the smoothest!
    Reply from Dawn Garrels- AnnieMac Home Mortgag...
    March 24th, 2026 02:56 PM
    Thank you so much for your kind words—it truly means the world to me! 💙I’m so grateful I had the opportunity to be part of your journey, and I’m thrilled to hear this was your smoothest experience yet—that’s always the goal! 🏡✨Wishing you...
    read more
  • 5.0
    Encompass
    S
    Shaira L
    Dunnellon, FL
    Posted on March 23rd, 2026 02:40 PM
    Their communication was clear and timely, and they handled every detail with professionalism and efficiency, making the transaction smooth from start to finish.
    Reply from Dawn Garrels- AnnieMac Home Mortgag...
    March 23rd, 2026 02:43 PM
    Thank you so much for your kind words! 😊 It truly means the world to me that you felt supported throughout the process. Clear communication and a smooth, stress-free experience are always my top priorities, and I’m so grateful I could be a...
    read more
  • 5.0
    Encompass
    N
    Nicholas L J
    Ocala, FL
    Posted on March 3rd, 2026 11:04 AM
    Great communication very professional overall the best I could've asked for
    Reply from Dawn Garrels- AnnieMac Home Mortgag...
    March 3rd, 2026 02:12 PM
    Thank you so much! That truly means the world to me. 😊Clear communication and professionalism are so important in this process, and I’m grateful you felt supported every step of the way. It was an honor to help you, and I’m so thankful you...
    read more
  • 5.0
    Encompass
    E
    Edward B
    Ocala, FL
    Posted on February 27th, 2026 12:50 PM
    Kept me well informed able to text and get answers quickly wish it wasn't going to be sold to another lender
    Reply from Dawn Garrels- AnnieMac Home Mortgag...
    February 27th, 2026 01:48 PM
    Thank you so much for the kind words! 😊Trust me, I’d keep you on my loan “roster” forever if I could! 😉 But that’s just how the mortgage world works. The good news is, no matter who services the loan, I’m always here for you.It was truly...
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  • 10 of 20
    About
    Dawn understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Dawn is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    USDA Loans
    220
    /850
    Search Rank Score
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    Memberships
    • NMLS
    Addresses and Serving Areas

    Year Started

    2001

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • 328038
    Achievements
    • Supported LO's within the Top 100 Lenders List (2006)
    Hobbies
    • Family, Fishing 🎣& Football🏈 and the beach 🏖️
    • Football
    • Fishing
    • View All
    Disclaimer

    ©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.