Dawn Garrels- AnnieMac Home Mortgage
Mortgage Loan Originator| NMLS# 328038
Dawn understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 6 PM
Sat
closed
Sun
closed
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Reviews from Web
Anytime we had a question I knew I could call or text Dawn and she would respond within an hour. Excellent and very courteous
Reply from Dawn Garrels- AnnieMac Home Mortgag...
November 2nd, 2026 02:06 PM
Thank you so much for your kind words! Being available, responsive, and making sure my clients feel supported throughout the entire process is incredibly important to me. Buying a home is one of life's biggest decisions, and I never want anyone...
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Dawn is amazing!!!! She is my favorite loan officer!!!
Reply from Dawn Garrels- AnnieMac Home Mortgag...
October 28th, 2026 03:04 PM
Awww, thank you so much!!! ❤️ That means the world to me! I'm so grateful for your trust and support, and I absolutely love what I do! It's wonderful people like you who make it even better! 🥰
Dawn was great. It went way above and beyond what was needed. She was super patient with the client and with me. Anything that she was asked to do she did extremely cheerfully. She made the loan process super easy for both the client and myself....
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Reply from Dawn Garrels- AnnieMac Home Mortgag...
October 27th, 2026 09:39 PM
Thank you so much for your kind words! It was truly a team effort, and I couldn’t have done it without your support and partnership every step of the way. I’m so grateful we worked together to get our client to the closing table!
Dawn was great to work with!
Reply from Dawn Garrels- AnnieMac Home Mortgag...
October 26th, 2026 01:16 PM
Thank you so much! It was a pleasure working with you, and I truly appreciate your kind words! Wishing you many happy years in your new home.
Dawn went above and beyond to make sure this deal closed for my buyers. I am so thankful to have had her in my corner throughout this transaction, and I am also so thankful for the huge part she played in making my buyer's dreams come true!
Reply from Dawn Garrels
October 19th, 2026 06:22 PM
Thank you so much for these incredibly kind words! ❤️ Some transactions take a little extra determination, teamwork, and a whole lot of heart, but seeing those buyers get the keys to their new home makes every bit of it worthwhile! I am so...
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Dawn and her team were amazing in every way. I would recommend her and Annie Mac to anyone trying to purchase their home.
Reply from Dawn Garrels- AnnieMac Home Mortgag...
October 19th, 2026 06:25 PM
What a wonderful compliment! Thank you so much for recognizing not just me, but my entire team! ❤️ There are so many moving parts behind the scenes when purchasing a home, and we work hard to make the experience as smooth and enjoyable as possible....
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Dawn had total contact/communication with me and always returned any of my phone calls instantly. Very professional and I can't stress it enough about helping me with all my questions.
Reply from Dawn Garrels
October 19th, 2026 06:20 PM
Thank you so much for taking the time to share this! Communication is something I take very seriously because I know how many questions can come up throughout the mortgage process. I never want anyone I work with to feel like they're navigating...
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Dawn was amazing throughout the entire home-buying process! She was professional, knowledgeable, responsive, and always willing to answer any questions. She made the process smooth and stress-free, and I’m so grateful for all her help in making...
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Reply from Dawn Garrels- AnnieMac Home Mortgag...
October 3rd, 2026 02:54 PM
Oh my goodness, thank you so much! ❤️ This truly means more to me than you know. It was such a pleasure getting to know you and being a part of such an exciting chapter in your life. Helping you get those keys and seeing your dream of homeownership...
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Dawn and her team is great to work with, this transaction went smooth and easy: )
Reply from Dawn Garrels- AnnieMac Home Mortgag...
September 8th, 2026 04:34 PM
Thank you so much for the kind words! ❤️ It was truly a pleasure working with you as well. A smooth transaction takes a great team on all sides, and I’m so grateful for the communication and teamwork throughout the process. Looking forward...
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Dawn went above and beyond to make sure the buyer closed on time and had great communication. Even with all the bumps in the road we had she made it easy!
Reply from Dawn Garrels
September 8th, 2026 04:37 PM
Thank you so much for this wonderful review! ❤️ Every transaction has its own story, and this one definitely gave us a few bumps along the way! But getting our buyer to the closing table ON TIME made every bit of it worth it. 🏡🔑I’m so grateful...
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About
Dawn understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Dawn is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Fixed Rate Mortgages
USDA Loans
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Memberships
- Florida Association of Mortgage Professionals (FAMP)
- MBA Mortgage Bankers Association
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- 328038
Achievements
- Supported LO's within the Top 100 Lenders List (2006)
Hobbies
- Family, Fishing 🎣& Football🏈 and the beach 🏖️
- Football
- Fishing
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Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.