David Thornton
Branch Manager | NMLS# 1515638
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Dave was always there to answer any questions and felt more like a family member then loan officer
Reply from David Thornton
August 14th, 2025 02:54 PM
Thank you for trusting us with your dream of homeownership! You are not a client you ARE family.
Speed of process
Reply from David Thornton
August 21st, 2025 03:55 PM
Thank you for allowing us to help you with your VA loan!
David was the best answered our questions took his time an was EXTREMELY patient with us!! Did everything he could to help us make our dream a reality
Reply from David Thornton
August 20th, 2025 05:06 PM
Thank you for trusting us with your "dreams" It was truly a pleasure!!
Dave was very resourceful and helpful in acquiring this newly purchased home. He was always available to recieve a call and answer all questions, even on the weekends.
Reply from David Thornton
April 2nd, 2026 05:17 PM
I appreciate your feedback, Paul. I'm pleased to know that I could be of assistance in acquiring your new home and that my availability was helpful, even over weekends. If you have any more questions in the future or there's anything else I...
read more
We were a bit leary about electronic communication due to a recent hack experience. David was supportive and worked around our trust issues regarding legitimate websites, etc. However, due to the nature of our purchase situation (buying a home...
read more
Reply from David Thornton
April 2nd, 2026 05:17 PM
Mary, I appreciate you sharing your experience. It's important to me that I support clients through their unique challenges, and I'm glad I could assist you with any concerns about electronic communication. I understand the frustration about...
read more
David is a great communicator. He always kept me informed every step of the way!
Reply from David Thornton
April 2nd, 2026 05:18 PM
I'm pleased to hear that you felt well-informed throughout the process, Tracy. Communication is key, and I’m glad I could provide the clarity and updates you needed. If there's anything else you'd like to discuss or any further assistance required,...
read more
David is very professional and knows what he is doing. Very easy to get along with, and will Not give you false information unlike some others out there. When other banks said No, he and his team worked to make it happen. I give them a solid...
read more
Reply from David Thornton
April 2nd, 2026 05:19 PM
I appreciate your kind words, Rodney. It’s great to hear that my approach and accuracy resonated with you, and I'm pleased we could find a way forward when others couldn't. If there’s anything else I can do for you, don't hesitate to reach...
read more
A Very nice group to work with, answering all of our questions in a timely manner. They made the process go very smoothly and timely.
Dave was great
David and his team were great to work with. We worked together over a year before we found and finally closed on our home. Communication was excellent throughout the entire process. Wouldn’t have been possible without them.
61–70 of 491
About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage
Residential Mortgage
FHA Mortgage
Conventional Mortgage
VA Mortgage
USDA Mortgage
Primary, Secondary & Investment Homes
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1515638
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.