David Thornton
Branch Manager | NMLS# 1515638
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Fri
9 AM to 5 PM
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closed
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Reviews from Web
Dave was helpful and knowledgeable throughout the process, which made buying a home pretty simple and easy.
David really looked out for my best interest. He was always available to take my call and answer questions. Plus he’s just a nice guy!
Thanks for everything Dave. I really appreciate all your efforts!
What a wonderful person to deal with. David will take care of all your needs. If you have a problem or unsure of something, just call David, and it's all taken care of. He was such a blessing to us, you might start out with David taking care...
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David is very helpful and always to reach even for small non important questions. He really goes out of his way to make issues simple.
He can make miracles happen!!
David gave us a 110%, made the deal happen, if you want a house, call Dave, he will get the job done
David was very knowledgeable and helped me throughout the whole process. Jessica Alvarado was great as well. Both were very pleasant and professional. Whenever I need help with something both Jessica and David would help me. I will recommend...
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Dave was absolutely amazing. He dealt with my aggravating questions. Trust me I had a lot. Always stayed connected with me throughout the process. I would recommend Dave to anyone.
From the start David gave me confidence that he could help get me a mortgage. Initially I had decided to go with another company along with my son, sadly that firm was one mixed up group. David welcomed me as a client and helped me every step...
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David was very knowledgeable and very quick to assist with any questions that we had. David made the overall experience less painful than it could have been. Thank you.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage
Residential Mortgage
FHA Mortgage
Conventional Mortgage
VA Mortgage
USDA Mortgage
Primary, Secondary & Investment Homes
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1515638
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.