David Thornton
Branch Manager | NMLS# 1515638
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
Great communication. I knew where we were the entire process.
David Thornton and his team were outstanding professionals and provided timely and on point customer service. They definitely went above and beyond to ensure our home purchase experience was pleasant and low stress. David is a true professional,...
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All around the bases
Everyone I dealt with very knowledgeable professional and responsive
Unusual in today market
Deborah was very great, me and my wife were very pleased with her . She stayed in touch and answered all my phone calls and always followed up with me, she was very nice and professional and was a lot of help, very sweet woman
Dave and all of his assistants were amazing
Yes, Deborah. I spoke with her most often. she answered her phone day and night; and if she didn't know the answer always found out and got back to me promptly. Thank You, Deborah!
Honest, upfront, reliable, responsive
I was made to feel important and comfortable right away. They were very organized and efficient! Always willing to answer any questions I had, big or small. 😊
David and his staff were very professional and up front with what needed to be done to get the job done. Nice Job. I would recommend them to anyone.
Very welcoming, informative and supportive!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage
Residential Mortgage
FHA Mortgage
Conventional Mortgage
VA Mortgage
USDA Mortgage
Primary, Secondary & Investment Homes
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1515638
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.