

David Scharrer
Mortgage Loan Officer

My name is David Scharrer, and I’m a Senior Mortgage Loan Officer with First Horizon Bank, proudly serving clients across Florida and nearly all 50 states. With over 35 years of mortgage experience, I'm committed to helping individuals and... Show More
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Reviews from Web
David's ability in walking you through each little step by step, making everything completely understandable!! David is extremely knowledgeable! Thank You David!!
Reply from David Scharrer
July 10th, 2025 03:33 PM
I'm glad to hear that you found the step-by-step guidance helpful, Nicole and Tim. Making sure everything is clear and understandable is always a priority for me. Your appreciation means a lot, and it was truly my pleasure to assist you. Thank...
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David Scharrer is amazing to work with. He is professional, responsive, a good communicator and generally made the entire process so easy to navigate. We will always recommend him as a lender.
Reply from David Scharrer
May 23rd, 2025 04:06 PM
I'm delighted to hear that your experience was seamless and that I could assist you effectively. Thank you Aveann and Gizel for your kind words and for recommending me as a lender. Your satisfaction is greatly appreciated.
David was great to work with. He made this a super easy and stress free first time home buying experience. Will definitely work with David again!
Reply from David Scharrer
April 9th, 2025 07:25 PM
I'm thrilled to hear that your first-time home buying experience was easy and stress-free. It was a pleasure working with you and Andrea, I look forward to assisting you both again in the future. Thank you for your kind words!
helped me and my husband find our dream home with the quick and easy loan process. He was there to answer our questions whenever we needed him. If anyone I know is looking to get a loan for a home I will direct them to David for sure.
Reply from David Scharrer
March 24th, 2025 03:17 PM
Thank you so much, Sarah! I'm thrilled to hear that you and your husband found your dream home and that I could be a part of making the loan process smooth and easy for you. Always happy to answer questions and help out. I really appreciate...
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David is a great communicator and let me know exactly what to expect , was clear on what he needed from me, let me know throughout the whole process where we are and just made what could be a very labor and time intensive process so smooth...
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Reply from David Scharrer
January 24th, 2025 02:33 PM
Thank you for your kind words and excellent rating, Trish. Knowing that you found the process to be smooth and assuring makes all the hard work worthwhile. I'm glad that my communication and expertise were helpful in getting you into your new...
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It was a great pleasure working with David. He is precise, professional and has excellent communication skills. Five stars all the way!!
Reply from David Scharrer
November 4th, 2024 04:32 PM
Thank you for your kind review Nathalie, it is appreciated. It was a pleasure working with you and Sam! Congratulations again and wishing you both all the best in your new home. David
David is an extraordinary agent. My husband and I had put in over 30+ offers on houses since 2020. Throughout this time, David was always timely with getting us pre-approval letters (even on weekends!) for the specific amount and kept us on...
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Reply from David Scharrer
September 20th, 2024 04:55 PM
I'm absolutely thrilled to hear about your positive experience, Vanessa. It's been a real privilege to walk you through this process and ensure that you felt comfortable and informed every step of the way. I'm glad you felt supported in this...
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There are not enough words to describe how incredible David was for my family throughout the whole house buying process. He stuck by us for over three years and was more accessible and helpful than anyone we have ever worked with. It honestly...
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Reply from David Scharrer
September 5th, 2024 03:56 PM
Hello Joel, your words left me humbled and it has been a pleasure assisting you and Vanessa through the home buying process. It was a long journey, thank you for your trust and teamwork, it is appreciated. Wishing you and your family all the...
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David was fantastic and helped me understand a lot of things that I had little knowledge of going in. His communication and timeliness were unmatched and he made the process very smooth. I hope that should I need to in the future I get the...
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David has exceptional knowedge and was very responsive to any and all questions we had throughout the process. Extremely professional and top notch in every way.
Reply from David Scharrer
July 25th, 2024 07:01 PM
Thank you Nick, it was a pleasure working with you and Tonie. Wishing you and your family all the best in your new home.
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About
My name is David Scharrer, and I’m a Senior Mortgage Loan Officer with First Horizon Bank, proudly serving clients across Florida and nearly all 50 states. With over 35 years of mortgage experience, I'm committed to helping individuals and families navigate the home financing process with confidence and clarity. I specialize in a wide range of loan solutions including Conventional, FHA, VA, Jumbo
loans and Medical Professionals. Whether you're purchasing your first home, upgrading or refinancing, I'll be with you every step of the
way with personalized service and a smooth lending experience. Lets get started, call me today.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional
FHA
VA
Medical Professional
Portfolio
Grant program
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1987
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 472329
Disclaimer
Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.