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David Scharrer - Mortgage Loan Officer in Palm Harbor, FL

David Scharrer

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Mortgage Loan Officer

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My name is David Scharrer, and I’m a Senior Mortgage Loan Officer with First Horizon Bank, proudly serving clients across Florida and nearly all 50 states. With over 35 years of mortgage experience, I'm committed to helping individuals and... Show More
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Reviews from Web
  • Encompass
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    Gary L
    Summerfield, FL
    Posted on October 2nd, 2025 11:53 PM
    David was exceptional in all his communication with us - went above and beyond expectations
    Reply from David Scharrer
    October 6th, 2025 05:19 PM
    I'm grateful for your feedback, Gary. Providing exceptional communication and going above and beyond expectations is something I strive for with each client. I'm pleased to know that it made a difference for you. If you ever need further assistance...
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    Caryl L
    Summerfield, FL
    Posted on October 2nd, 2025 12:51 AM
    David Scharrer is absolutely the best in his field for many reasons. He is extremely knowledgeable, very thorough, detail oriented. He is attentive, keeps in constant contact, and answers all our questions with easy & understandable explanations....
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    Reply from David Scharrer
    October 6th, 2025 05:19 PM
    Caryl, it’s great to hear that you found my approach thorough and detail oriented. Staying in touch and ensuring your interests are looked after are very important to me, so I’m pleased that came across in your experience. Working with you...
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    Bruce W
    Bradenton, FL
    Posted on September 25th, 2025 01:28 PM
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    Reply from David Scharrer
    October 6th, 2025 05:17 PM
    Your positive feedback is very much appreciated. It was a pleasure working with you again Bruce, wishing you all the best in your new home.
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    Velma O
    Port Richey, FL
    Posted on September 1st, 2025 02:59 PM
    David was very easy to work with , if we questions he was very responsive . the process was very smooth from application to closing on our new home.
    Reply from David Scharrer
    September 8th, 2025 07:14 PM
    I'm pleased that you found the process smooth and responsive, Velma. Making the journey from application to closing a seamless experience is my goal. Should you have any more questions or need assistance in the future, feel free to reach out....
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    Julie D
    Port Richey, FL
    Posted on August 28th, 2025 06:50 PM
    David is very responsive and makes sure we understand the entire process. I would highly recommend David and his team and wouldn't use anyone else
    Reply from David Scharrer
    August 28th, 2025 07:02 PM
    Thank you, Julie, for your thoughtful review. I'm really pleased to know that you found my responsiveness and guidance throughout the process Your high recommendation is sincerely appreciated, and it means a great deal to hear your trust in...
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    Richard J M
    Land O Lakes, FL
    Posted on August 18th, 2025 01:30 PM
    David was amazing throughout the whole process. He really loves what he does and it shows through his organization , knowledge and attention to detail. He made this seamless and I couldnt be happier.
    Reply from David Scharrer
    August 22nd, 2025 02:35 PM
    Thank you, Richard, for your kind words. I'm truly pleased to hear that my organization, knowledge, and attention to detail made the process seamless for you. Your satisfaction is what I strive for. If you ever need further assistance or have...
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    Alina E
    Land O Lakes, FL
    Posted on August 17th, 2025 08:53 PM
    David made it very easy to understand what was required and gave feedback /corrections in a very timely basis. It was nice to meet him at closing which was not expected but so kind !
    Reply from David Scharrer
    August 22nd, 2025 02:36 PM
    Thank you, Alina, for your thoughtful words. I'm pleased to know that you found the guidance and feedback timely and clear. Meeting at the closing is something I value as it allows me to ensure everything goes smoothly and to personally thank...
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    Veronika R S
    Seminole, FL
    Posted on August 4th, 2025 07:26 PM
    David was on top of everything. He is very determined and has great time management and communication skills. Would recommend him in the future.
    Reply from David Scharrer
    August 7th, 2025 02:45 PM
    It means a lot to know that you appreciated my approach, Veronika. Staying on top of things and fostering clear communication are aspects I focus on, and I'm glad these were helpful to you. Thank you for your kind words and future recommendation....
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    Vasilios A
    Saint Petersburg, FL
    Posted on July 23rd, 2025 06:07 PM
    David was great! He made this process very easy to understand and complete. I would recommend David to anyone.
    Reply from David Scharrer
    July 24th, 2025 04:50 PM
    I'm very glad to hear that you found the process easy to understand and complete, Billy. Simplifying things and ensuring clarity is a key part of my approach, and it's rewarding to know that it resonated with you. Your recommendation means...
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    John P M
    Seminole, FL
    Posted on July 11th, 2025 02:10 PM
    David was absolutely exceptional to work with—responsive, efficient, and incredibly professional throughout the entire process. His attention to detail and commitment to outstanding service truly stood out.The fact that he took the time to...
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    Reply from David Scharrer
    July 14th, 2025 08:36 PM
    Thank you, Tabitha and John, for sharing your experience. I'm truly pleased that you found my services to be efficient and professional, and that the personal touch at the closing resonated with you. It was important to me to ensure every detail...
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    About
    My name is David Scharrer, and I’m a Senior Mortgage Loan Officer with First Horizon Bank, proudly serving clients across Florida and nearly all 50 states. With over 35 years of mortgage experience, I'm committed to helping individuals and families navigate the home financing process with confidence and clarity. I specialize in a wide range of loan solutions including Conventional, FHA, VA, Jumbo loans and Medical Professionals. Whether you're purchasing your first home, upgrading or refinancing, I'll be with you every step of the way with personalized service and a smooth lending experience. Lets get started, call me today.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Conventional
    FHA
    VA
    Medical Professional
    Portfolio
    Grant program
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    Addresses and Serving Areas

    Year Started

    1987

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 472329
    Disclaimer
    Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.