David Scharrer

Mortgage Loan Officer

First Horizon Bank - Tampa, FL

5.0

(69)

Mortgage

Mortgage Loan Officer

Contact Info

(727) 424-1743

Palm Harbor, FL

https://www.firsthorizon.com/mortgage/David-Scharrer

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Hi First Horizon,The Mortgage Loan Officier ,Mr.David Scharrer was excellent on his professional skill and service manner to help us through every step of the whole process despite any unexpecting circumstances from seller side👍👏.Thank you...

Reply from David Scharrer

August 20th, 2026 06:39 PM

Justin, I'm grateful for your kind words and appreciation. It was important to me to provide support through every step of the process, even when unexpected challenges arose. Thank you for choosing to work with me at First Horizon Bank!

David was patient and helpful.

Reply from David Scharrer

August 10th, 2026 03:14 PM

I'm grateful for your kind words, Susan. It's wonderful to know that my patience and assistance made a positive impact. If there's anything else you need, please feel free to reach out. Wishing you all the best with your Largo home.

He reached out to us personally and was very prompt answering any questions

Reply from David Scharrer

May 27th, 2026 06:26 PM

I'm pleased to know that my promptness in answering your questions was helpful, Kyla. Wishing you, Chris and your family all the best in your new home! David

David is both professional and personable. He made the process seamless and I could not have asked for a better senior loan officer

Reply from David Scharrer

April 27th, 2026 05:29 PM

Thank you for your kind words, Tony. I'm pleased to know that you found the process seamless and appreciated my professional and personable approach. If you have any more needs or questions in the future, feel free to reach out. Wishing you...

David made it great, his knowledge and attentiveness were fantastic. David helped me along with every step and kept me up to date on each step. David was most professional and kind.

Reply from David Scharrer

March 18th, 2026 03:22 PM

It's wonderful to hear that you appreciated the guidance and updates throughout the process, Deborah. Thank you for your kind words about my professionalism and attentiveness. If you have any further questions or need assistance in the future,...

Working with David Scharrer has been an outstanding experience from start to finish. He is incredibly knowledgeable, and his expertise shines through in every conversation. What truly sets David apart is his remarkable patience—he takes the...

Reply from David Scharrer

March 6th, 2026 04:00 PM

I'm pleased to know that you had a positive experience, Jamey. It's important to me that you felt informed and confident at every step. I'm glad my approach resonated with you, and I appreciate your trust in continuing to work with me for your...

was very patient and explained everything to my understanding. I have worked with David in the past and would work with him again in the future. I would recommend David to family and friends without question.

Reply from David Scharrer

December 1st, 2025 08:15 PM

I'm pleased to hear that my explanations were clear and that you felt comfortable throughout the process, Dorothy. It’s always gratifying to know I could assist you effectively. Your continued trust and recommendation to family and friends...

David with First Horizon was highly recommended to us by a trusted business associate. We were stuck in a bad mortgage and needed a solution. David helped us refinance our home with a mortgage that worked for us. Thank you so much David and...

Reply from David Scharrer

October 29th, 2025 04:43 PM

I'm grateful for your feedback, Vicki. Knowing that the refinancing solution met your needs is very rewarding. Navigating complex situations like yours is something I take seriously, and I'm glad I could assist you in finding a better path...

David was exceptional in all his communication with us - went above and beyond expectations

Reply from David Scharrer

October 6th, 2025 05:19 PM

I'm grateful for your feedback, Gary. Providing exceptional communication and going above and beyond expectations is something I strive for with each client. I'm pleased to know that it made a difference for you. If you ever need further assistance...

David Scharrer is absolutely the best in his field for many reasons. He is extremely knowledgeable, very thorough, detail oriented. He is attentive, keeps in constant contact, and answers all our questions with easy & understandable explanations....

Reply from David Scharrer

October 6th, 2025 05:19 PM

Caryl, it’s great to hear that you found my approach thorough and detail oriented. Staying in touch and ensuring your interests are looked after are very important to me, so I’m pleased that came across in your experience. Working with you...

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About

My name is David Scharrer, and I’m a Senior Mortgage Loan Officer with First Horizon Bank, proudly serving clients across Florida and nearly all 50 states. With over 35 years of mortgage experience, I'm committed to helping individuals and families navigate the home financing process with confidence and clarity. I specialize in a wide range of loan solutions including Conventional, FHA, VA, Jumbo loans and Medical Professionals. Whether you're purchasing your first home, upgrading or refinancing, I'll be with you every step of the way with personalized service and a smooth lending experience. Lets get started, call me today.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Specialities

Conventional

FHA

Medical Professional

Portfolio

Grant program