

David Ragosta at CrossCountry Mortgage
Producing Area Manager | NMLS #819762

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Charlotte, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Amazing communication, great advice, and patience
Reply from David Ragosta at CrossCountry Mortg...
September 26th, 2025 04:36 PM
I'm thrilled to hear that you appreciated the communication, advice, and patience throughout the process, Deshea. It was a pleasure working with you at ALCOVA Mortgage. Thank you for your kind words!
Excellent Customer service
Reply from David Ragosta at CrossCountry Mortg...
September 26th, 2025 04:36 PM
Thank you so much, Belle! I'm thrilled to hear that you had an excellent experience. It was a pleasure working with you, and I'm here if you ever need anything in the future.
great service
Reply from David Ragosta at CrossCountry Mortg...
September 26th, 2025 04:36 PM
Thank you so much, Rosalba! I'm thrilled to hear that you found the service great. It was a pleasure working with you, and I’m always here if you need anything in the future.
David always answered my questions and returned the calls immediately when he was busy.
Reply from David Ragosta at CrossCountry Mortg...
September 26th, 2025 04:36 PM
Thank you for your positive feedback, Julio! I love to provide top-notch service with every client and respond promptly to every call and message. I am glad you had a great experience. Looking forward to assisting you with your investment homes...
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David and his team are so professional in what they do. Great Customer Service. Response time is great. I really enjoy working with them.
Reply from David Ragosta at CrossCountry Mortg...
September 26th, 2025 04:36 PM
I'm sincerely thrilled to hear such positive feedback, Walter! It's of utmost importance to my team and me at ALCOVA Mortgage to provide top-notch service and timely responses. Knowing you had a great experience gives us immense joy. We truly...
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Very good and excellent experience
Reply from David Ragosta at CrossCountry Mortg...
September 26th, 2025 04:36 PM
Ricardo, I'm delighted to hear that you had a great experience. It was truly a pleasure assisting you and your family in the home buying process. Looking forward to assisting you in the near future with any mortgage needs. Thank you and enjoy...
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Kept us in the loop of what was going on each step away.
Reply from David Ragosta at CrossCountry Mortg...
September 26th, 2025 04:36 PM
I'm really glad to hear that you felt well-informed throughout the process, Mark. It's extremely important to me that my clients never feel left in the dark. Your high rating is greatly appreciated and motivates me to continue providing top-notch...
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David was very knowledgeable, kind, clear with the info he was communicating and, most of all, always available to answer any question at any time of the day.He made our process very smooth and easy and it was clear from the beginning that...
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Reply from David Ragosta at CrossCountry Mortg...
September 26th, 2025 04:36 PM
Hi Giulio, I'm truly grateful for your positive feedback. I'm delighted to hear that you found our process smooth and that my availability and knowledge were helpful to you. It's always my goal to ensure the best outcome for my clients, and...
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This was our first home and the experience was great. David and he’s team are amazing. We will definitely recommend to our friends.
Reply from David Ragosta at CrossCountry Mortg...
September 26th, 2025 04:36 PM
It's fantastic to hear that you had such a great experience with us during the purchase of your first home, Roger. My team and I at Alcova Mortgage pride ourselves on setting the standard for excellence and your recommendation to friends is...
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David guided us through the whole process in a very professional and friendly way.
We are first time homebuyers and he went above and beyond to help us.
Reply from David Ragosta at CrossCountry Mortg...
September 26th, 2025 04:36 PM
Thank you, Fabio. It was my pleasure helping you and your family. Enjoy your new home!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Charlotte, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #819762 | Branch NMLS #2686613
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Cash-Out Refinances
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Year Started
2024
Time Zone
Eastern Standard Time (EST)
Licenses
- 819762
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095