

David Ragosta at CrossCountry Mortgage
Producing Area Manager | NMLS #819762

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Charlotte, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside...... Show More
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David Ragosta at CrossCountry Mortgage has received a review with 5 star rating from Chris R
David was professional, knowledgable, responsive, and a great representative of CCM. I appreciate how he handled our interaction throughout the entire process.
David had my best interest in mind since the first phone call. He was very helpful and patient with me throughout the whole process. Very genuine person. Would highly recommend him to anyone
Reply from David Ragosta
January 12th, 2026 03:40 PM
I'm really glad to know that you felt supported and understood from our first conversation, Marco. Being helpful and patient is important to me, and it's great to hear that it made a positive impact on your experience. Thank you for your recommendation—if...
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David is good at what he does. Very knowledgeable and patient to take the time and walk you through the whole process from start to finish. Good advice and overall great experience working with David and his team!! Thanks again and keep up...
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Reply from David Ragosta at CrossCountry Mortg...
September 26th, 2025 04:36 PM
Thank you, Shane, for your generous words. I'm glad to hear that my guidance and patience made your experience a positive one. It's important to me that you felt supported throughout the entire process. I appreciate your recognition of both...
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David and Cody Perry were absolutely amazing! There were a few things that added a bit of extra work for these two, and they got it done for me! I always knee that if I had an issue, I could reach out to either of them and they would respond...
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Reply from David Ragosta at CrossCountry Mortg...
September 26th, 2025 04:36 PM
Thank you, Cameron, for your kind feedback. I'm glad Cody and I could assist you effectively. It's important to me that you felt supported every step of the way. I'm sorry to hear that the app caused some issues for you, and I'll certainly...
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Dave was there every step of the way with updates and advice and Ashley was amazing, always on top of things as soon as I sent docs over. Dave even helped me find a great contractor for repairs that were required by the appraiser and made sure...
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Reply from David Ragosta at CrossCountry Mortg...
September 26th, 2025 04:36 PM
I'm thrilled to hear that you had such a positive experience throughout your mortgage process. It was a pleasure to assist you every step of the way. Ashley and I are glad we could meet your needs, and I'm pleased to know that the contractor...
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David was great!
Reply from David Ragosta at CrossCountry Mortg...
September 26th, 2025 04:36 PM
I'm thrilled to hear that you had a great experience, Alejandra. It was a pleasure working with you, and I appreciate your kind words. If you have any further questions or need assistance in the future, please feel free to reach out.
Amazing communication, great advice, and patience
Reply from David Ragosta at CrossCountry Mortg...
September 26th, 2025 04:36 PM
I'm thrilled to hear that you appreciated the communication, advice, and patience throughout the process, Deshea. It was a pleasure working with you at ALCOVA Mortgage. Thank you for your kind words!
Excellent Customer service
Reply from David Ragosta at CrossCountry Mortg...
September 26th, 2025 04:36 PM
Thank you so much, Belle! I'm thrilled to hear that you had an excellent experience. It was a pleasure working with you, and I'm here if you ever need anything in the future.
great service
Reply from David Ragosta at CrossCountry Mortg...
September 26th, 2025 04:36 PM
Thank you so much, Rosalba! I'm thrilled to hear that you found the service great. It was a pleasure working with you, and I’m always here if you need anything in the future.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Charlotte, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #819762 | Branch NMLS #2686613
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Cash-Out Refinances
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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405
/850
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Year Started
2024
Time Zone
Eastern Standard Time (EST)
Licenses
- 819762
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095