

David Koonce
Loan Officer | NMLS# 480428


Northern State University
Concierge-Level Service for your Mortgage or Refinance
When you’re considering a major financial purchase like buying a home or you’re exploring the pros and cons of refinancing your current mortgage, you’re sure to have questions. But wher... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM(Open now)
Sat
closed
Sun
closed
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Reviews from Web
David went above and beyond to make sure we were taken care of. Communication was excellent. We will definitely recommend his services to others.
Very professional and thorough. Would definitely recommend.
Great to work with! Very rapid response to questions and kept us up to date all throughout the mortgage process.
Great experience from beginning to the end with all parties involved.
David went above and beyond to help us buy our new home. He was able to quickly adjust and find us new options during an unprecedented time in the economy.
David was great at contacting me and following up with important information. He understood my demanding work schedule and remained patient with our communication. David was always willing to explain anything I asked and in a way that made...
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David is much easier to work with than others we have used in the past. A true professional.
Easy process. Great rate locked in. David is the ultimate professional with good advice and foresight.
David and his team always took the time to answer any questions that we had. And made sure that we knew where we were in the loan process.
David is so proactive, communicative, and professional. It is a joy to have someone so competent handling our refinance. I've already referred two colleagues to him because he made the process so transparent and easy for us.
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About
Concierge-Level Service for your Mortgage or Refinance
When you’re considering a major financial purchase like buying a home or you’re exploring the pros and cons of refinancing your current mortgage, you’re sure to have questions. But where do you turn for trusted guidance, and for someone to lead you through? You can rely on me, a mortgage professional in Howard County, Maryland, with more than 25 years of experience. When you call, I will be the one to answer — not a call center — and you can reach out to me anytime.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Education
- Northern State UniversityBusiness Administration and ManagementBachelor of Science (BS)

Memberships
- Mortgage Bankers Association, National Association or Mortgage Bankers, Leadership Howard County MD
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2013
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 480428
- Fairway Independent Mortgage Corporation NMLS #2289 www.nmlsconsumeraccess.org
Achievements
- I have helped thousands of people buy homes or refinance and take pride in their happiness.
Hobbies
- Gardening, fishing, golfing, running, walking and having a beer
Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures