David Koch
Mortgage Loan Originator | NMLS ID # 1475785
Illinois State University
The Money Store has been a trusted mortgage brand since 1972. We are a family-owned, privately held lender that serves homebuyers and homeowners from coast to coast. Our mission is to help people achieve their homeownership goals while savi... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
If lender worked like David, I’d have way fewer stress wrinkles. He’s communicative, calm under pressure, and actually answers his phone which in this industry is basically a superpower. My clients felt supported the entire way and I knew the...
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Reply from Owner
December 8th, 2025 02:50 PM
Thank you so much for sharing this Angelica 😊. It was a pleasure working with you too! Communication and calm is the secret recipe for success 🧑🍳
David is top of his class when it comes to helping out his clients. As a first time homebuyer, I had tons of questions and David was able to answer them all clearly, helping my wife and I through the homebuying process. He is also at the ready...
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Reply from Owner
October 30th, 2025 09:08 PM
11/10?! That beats my old record 😂 Thank you so much Caleb for the kind words. I'm always here if you or any of your friends or family need anything.
David was so great to work with! He took the time to get to know us, our needs, and answer all of our (many) questions. I would highly recommend working with David.
Reply from Owner
October 24th, 2025 06:59 PM
Hi Nicole, thank you so much for the kind words! I truly appreciate your recommendation!
David is truly a treasure of the profession. His responsiveness and timeliness were unmatched, always just a call or text away. He stuck with us through some dramatic twists in luck and circumstances, bringing deep knowledge, professionalism,...
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Reply from Owner
October 9th, 2025 03:18 PM
Thank you so much Sarah for the kind words and review! It was a pleasure working with you as well 😊💜
David was absolutely outstanding to work with! He went above and beyond to help secure a loan for my buyers, keeping the process smooth, efficient, and stress-free- despite last minute obstacles along the way. His communication was excellent—always...
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Reply from Owner
August 30th, 2025 08:57 PM
Thank you so much Thomas for the kind words and review! It was a pleasure working with you as well 😊🙌. Here's to many more transactions together!
David is an amazing loan officer, and an even better person. I’ve had the privilege of knowing David for just shy of 5 years and working together for over 3, when I say that David is incredible to work with, I mean it. He is an expert - excellent...
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Reply from Owner
July 24th, 2025 07:18 PM
Is someone cutting onions in here? 🧅😭 Oh my goodness Corie. Thank you so much for your kind words. You are a joy to work with as well as YOU go above and beyond for the loan officers you serve, constantly making the processes we use every...
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David was absolutely amazing throughout my first home purchase. His communication is top notch and willingness to take the time to explain everything was beyond helpful. I would not hesitate to recommend him to anyone I know.
Reply from Owner
July 22nd, 2025 02:22 PM
Oh my goodness. Thank you Shane for the review and your referrals! I'll continue to keep in touch 😊
If you need a mortgage, David is your guy!
Reply from Owner
July 21st, 2025 05:51 PM
This might be my favorite review ever. Thank you Dana!!
David was very helpful and communicative throughout the whole process. He was great at explaining everything to first time home buyers. Thank you David!
Reply from Owner
July 21st, 2025 01:42 PM
Thank you John! It was such a pleasure getting to work with you too 😊. Don't be a stranger! If you ever need anything, don't hesitate to reach out.
You know those people who you just trust to "get it done"? David is 100% one of those folks - and he does it all with a smile and an infectiously positive attitude. He really made us feel like buying a home was possible, and I know he did TONS...
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Reply from Owner
July 21st, 2025 01:43 PM
Thank you Mark!! "Getting things done" is what we do 😊. I appreciate the kind words!
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About
The Money Store has been a trusted mortgage brand since 1972. We are a family-owned, privately held lender that serves homebuyers and homeowners from coast to coast. Our mission is to help people achieve their homeownership goals while saving them time, money, and stress. We provide a first-class home financing experience and proudly maintain a 98% customer satisfaction rating.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
USDA Loans
Cash-Out Refinances
Home Equity Loan
Specialities
VA Loans
First-Time Home Buyers
Self-Employed Borrowers
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Education
- Illinois State UniversityMusicBachelors of ScienceAug 2009 -May 2013
Positions
- UMortgage - Mortgage Loan OriginatorFeb 14th, 2022 - Sep 3rd, 2026
- NEXA Mortgage - Mortgage Loan OriginatorMar 16th, 2020 - Feb 4th, 2022
Memberships
- Mainstreet REALTORS® Affiliate Member
- Mainstreet REALTORS® Young Professionals Network Committee Memeber
- Wheaton Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS ID # 1475785
Hobbies
- Reading Comic Books 🦸♂️
- Watching the Chicago Bears 🐻⬇️
- Finding the Best Local Coffee Shops ☕
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Disclaimer
MLD Mortgage Inc. dba The Money Store, NMLS ID #1019 (www.nmlsconsumeraccess.org). Located at: 30B Vreeland Rd, Ste 200, Florham Park, NJ 07932. Phone: 973-805-2000. Licensed by the New Jersey Department of Banking and Insurance, license #99117842. View our licensing at: www.themoneystore.com/state-licensing. View our privacy policy at: www.themoneystore.com/privacy. Equal Housing Opportunity. Not all applicants may qualify. Some products not available in all states. Credit and collateral are subject to approval. This is not a commitment to lend. Program, rates, terms, and conditions apply. © 2026 MLD Mortgage Inc. dba The Money Store. All Rights Reserved.