David Koch
Mortgage Loan Originator | NMLS ID # 1475785
Illinois State University
The Money Store has been a trusted mortgage brand since 1972. We are a family-owned, privately held lender that serves homebuyers and homeowners from coast to coast. Our mission is to help people achieve their homeownership goals while savi... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Without David’s help, I’m not sure I would have been able to close on my property! - Despite running into issues with the appraisal that were unrelated to the lender, David was able to ensure I secured financing in time for closing through...
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Reply from Owner
September 22nd, 2026 12:00 AM
Thank you Bradford!! Thank you for the opportunity to serve you 😊
David was fantastic to work with! We used a VA loan and he was extremely helpful. He went above and beyond when the final lender pulled a last second show stopper on us. He worked extremely hard to call and email dozens of people and groups...
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Reply from Owner
August 29th, 2026 04:11 PM
Thank you for the kind review Ryan! I strive to go above and beyond for all my clients 😊
David went above and beyond when helping us. Our final lender pulled a last second stop and David personally called and emailed dozens of people to get the loan across the finish line.
Reply from Owner
September 15th, 2026 12:00 AM
Thank you Ryan! It was such a pleasure working with you! Congratulations on your new home 🙂
I had a great experience working with UMortgage on the purchase of my home. The entire process was smooth, straightforward, and well communicated from start to finish. The team was responsive, knowledgeable, and always available to answer my...
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Reply from Owner
August 24th, 2026 08:50 PM
Claude, thank you so much for the kind words! 🙂 It was truly a pleasure helping you through the homebuying process.
Congratulations again on your new home and thank you for trusting us to be a part of it!
Working with David was awesome! He made the process easy, always there to answer my questions and I got a good value! From application to approval to closing went very very quickly. I was impressed.
Reply from Owner
September 15th, 2026 12:00 AM
Thank you sir! We work to make it as easy as possible for our clients 😉
David kept me constantly informed throughout the process, and worked with my specific situation to get the mortgage figured out! Would definitely recommend David to anyone!
Reply from Owner
August 4th, 2026 12:00 AM
Thank you Mark for the kind words! I still have to come over and see the new digs 🙂
I recently closed on a home with David. It had been 16 years since I last purchased and was rusty on how to read the disclosures and review the numbers. He was extremely helpful, answered all my questions and spent a good amount of time with...
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Reply from Owner
July 9th, 2026 07:27 PM
Thank you so much Shelley for the kind words! It was a pleasure helping you through the process and making sure you felt comfortable reviewing the numbers and next steps along the way. We’re so happy we could help meet your timeline and keep...
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We couldn’t be happier with the service we received from David and his team. We were in a tight situation, and they stepped in with confidence and efficiency, making the entire process smooth and stress-free.Thanks to their dedication and expertise,...
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Reply from Owner
April 27th, 2026 07:46 PM
Nina, thank you so much for the kind words! We know how stressful it can be when the clock is ticking, so it was our pleasure to step in and ensure everything stayed on track for your closing. I’m thrilled we could make the process smooth for...
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As first-time prospective homebuyers, David has been incredibly helpful throughout this process. We started out feeling pretty clueless, and he has guided us to a point where we now have a solid understanding of both the homebuying process...
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Reply from Owner
March 18th, 2026 01:44 PM
Thank you so much Alexandra! 😊
David was phenomenal in helping us through the process of obtaining a mortgage for our first home! He was very thorough throughout and made sure we fully understood the process and everything involved! Highly recommend using David!!
Reply from Owner
December 31st, 2025 02:22 PM
Thank you so much for sharing this, Tim! Helping you navigate your first home purchase was truly an honor. I’m glad the process felt clear and supportive every step of the way. If you ever need anything down the road, I’m always here for you....
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About
The Money Store has been a trusted mortgage brand since 1972. We are a family-owned, privately held lender that serves homebuyers and homeowners from coast to coast. Our mission is to help people achieve their homeownership goals while saving them time, money, and stress. We provide a first-class home financing experience and proudly maintain a 98% customer satisfaction rating.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
USDA Loans
Cash-Out Refinances
Home Equity Loan
Specialities
VA Loans
First-Time Home Buyers
Self-Employed Borrowers
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Education
- Illinois State UniversityMusicBachelors of ScienceAug 2009 -May 2013
Positions
- UMortgage - Mortgage Loan OriginatorFeb 14th, 2022 - Sep 3rd, 2026
- NEXA Mortgage - Mortgage Loan OriginatorMar 16th, 2020 - Feb 4th, 2022
Memberships
- Mainstreet REALTORS® Affiliate Member
- Mainstreet REALTORS® Young Professionals Network Committee Memeber
- Wheaton Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS ID # 1475785
Hobbies
- Reading Comic Books 🦸♂️
- Watching the Chicago Bears 🐻⬇️
- Finding the Best Local Coffee Shops ☕
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Disclaimer
MLD Mortgage Inc. dba The Money Store, NMLS ID #1019 (www.nmlsconsumeraccess.org). Located at: 30B Vreeland Rd, Ste 200, Florham Park, NJ 07932. Phone: 973-805-2000. Licensed by the New Jersey Department of Banking and Insurance, license #99117842. View our licensing at: www.themoneystore.com/state-licensing. View our privacy policy at: www.themoneystore.com/privacy. Equal Housing Opportunity. Not all applicants may qualify. Some products not available in all states. Credit and collateral are subject to approval. This is not a commitment to lend. Program, rates, terms, and conditions apply. © 2026 MLD Mortgage Inc. dba The Money Store. All Rights Reserved.