

David Koch
Mortgage Loan Originator | NMLS ID # 1475785


Illinois State University
The Money Store has been a trusted mortgage brand since 1972. We are a family-owned, privately held lender that serves homebuyers and homeowners from coast to coast. Our mission is to help people achieve their homeownership goals while savi... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
David and team at UMortgage were fantastic! This was our first home purchase and although I did my best to prepare, I had a lot of questions and general concerns about different aspects of the process. David was super responsive and helpful....
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Reply from Owner
April 12th, 2024 08:11 PM
Thank you Jeremy!! It was such a pleasure getting to work with you too! 😊 CONGRATULATIONS on the home purchase!
David was an absolute pleasure to work with! As a realtor, it's great to have such a thorough lender to help guide clients to a smooth closing.
Reply from Owner
April 8th, 2024 08:07 PM
Thank you so much Carrie for the kind words!! It was great working with you too! 😊
Incredibly smooth experience. David made sure that everything needed from me was communicated clearly and well in advance. He also made it simple and easy to understand all loan documentation and I never had to reach out to obtain anything...
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Reply from Owner
November 6th, 2023 07:42 PM
THANK YOU JORDAN for your kind words and review 😊
David is great! He works so hard even when he was on vacation and was always available to answer my many questions. Highly recommend!
Reply from Owner
October 23rd, 2023 04:36 PM
Thank you Nichole!! 😊
David and his team were awesome every step of the way. Any questions I had were answered as quickly as possible. Nothing went unnoticed and I couldn't be happier with the help and service provided during the whole process. I will definitely...
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Reply from Owner
September 24th, 2023 12:48 PM
Thank you so much James!
David is an absolute joy to work with! He works tirelessly to make sure everything goes smoothly and always has your best interest as his number one priority. Thank you for everything, David!
Reply from Owner
August 15th, 2023 08:06 PM
WOW! Thank you Brigette for the kind words 😊 Congratulations on your new home 🏠🙌
UMortgage worked very efficiently and competently to process our loan. They communicated clearly about all documentation we needed to provide. David Koch was very professional and responsive to all our requests at any time of day. We are thankful...
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Reply from Owner
August 10th, 2023 04:29 PM
Wow!! Thank you Jennifer for the kind words and review 😊
David is very knowledgeable and resourceful. He sets expectations punctually so we always know what to expect. He is always available when we need to get ahold of him. David is top tier, he can help you with all of your mortgage needs!
Reply from Owner
July 31st, 2023 01:35 PM
Thank you Frank!! 😊
David is simply one of the best lenders out there! He goes the extra mile to support people, regardless of the payout. He's not only humble and caring but also highly professional. I knew nothing when I started, but he became my go-to guy for...
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Reply from Owner
July 31st, 2023 01:36 PM
Thank you Vilma for the glowing recommendation! 😊
David was so wonderful to have helping us with the process of buying our first home. Along with explaining what we could afford and the financial details of the process, he gave us a great recommendation for a real estate agent that matched...
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Reply from Owner
July 15th, 2023 11:24 PM
Thank you so much Amanda for the kind review! 😊
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About
The Money Store has been a trusted mortgage brand since 1972. We are a family-owned, privately held lender that serves homebuyers and homeowners from coast to coast. Our mission is to help people achieve their homeownership goals while saving them time, money, and stress. We provide a first-class home financing experience and proudly maintain a 98% customer satisfaction rating.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
USDA Loans
Cash-Out Refinances
Home Equity Loan
Specialities
VA Loans
First-Time Home Buyers
Self-Employed Borrowers
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Education
- Illinois State UniversityMusicBachelors of ScienceAug 2009 -May 2013

Positions
- UMortgage - Mortgage Loan OriginatorFeb 14th, 2022 - Sep 3rd, 2026
- NEXA Mortgage - Mortgage Loan OriginatorMar 16th, 2020 - Feb 4th, 2022
Memberships
- Mainstreet REALTORS® Affiliate Member
- Mainstreet REALTORS® Young Professionals Network Committee Memeber
- Wheaton Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS ID # 1475785
Hobbies
- Reading Comic Books 🦸♂️
- Watching the Chicago Bears 🐻⬇️
- Finding the Best Local Coffee Shops ☕
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Disclaimer
MLD Mortgage Inc. dba The Money Store, NMLS ID #1019 (www.nmlsconsumeraccess.org). Located at: 30B Vreeland Rd, Ste 200, Florham Park, NJ 07932. Phone: 973-805-2000. Licensed by the New Jersey Department of Banking and Insurance, license #99117842. View our licensing at: www.themoneystore.com/state-licensing. View our privacy policy at: www.themoneystore.com/privacy. Equal Housing Opportunity. Not all applicants may qualify. Some products not available in all states. Credit and collateral are subject to approval. This is not a commitment to lend. Program, rates, terms, and conditions apply. © 2026 MLD Mortgage Inc. dba The Money Store. All Rights Reserved.