David Fernandes
Executive Branch Manager
Our mission is to serve our clients with honesty and openness. We strive to build lasting relationships by empowering consumers with knowledge about real estate finance, alongside offering some of the most competitive programs available na... Show More
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The efficiency and communication was at the highest level.
Reply from David Fernandes
June 29th, 2026 07:11 PM
I'm thrilled to hear that you were pleased with the efficiency and communication during your loan process. It was a pleasure assisting you with your purchase, and I appreciate your kind words.
Our experience with West Capital Lending, working with David Fernandes , Leandra Torres, and Dr Taz Roger's was great. David's familiarity and experience with his financial products, ability to compare and contrast them, set clear expectations,...
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Reply from David Fernandes
June 29th, 2026 07:11 PM
Douglas, I'm truly grateful for your kind words and thrilled to hear that you and Christina had such a positive experience with us at West Capital Lending. It was a pleasure working with you both on your cash-out refinance. I'm glad I could...
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I enjoyed the help and understanding to all my questions. I felt that David and His Team knew what they were doing and made the process so seemlessly easy. Thank You
Reply from David Fernandes
June 29th, 2026 07:11 PM
Hi Debra, I'm truly grateful for your kind words and thrilled to hear that you had such a positive experience with your cash-out refinance. It was a pleasure to assist you and make the process as seamless as possible. Your trust and satisfaction...
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Explored all options for refinancing until we found one that worked for my situation. Was worried it wouldn't be possible and David figured it out. Thanks for helping me. I know we aren't done and know David will work with me in the year to...
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Reply from David Fernandes
June 29th, 2026 07:11 PM
I'm incredibly grateful for your positive feedback, Sara. It's always rewarding for me to assist homeowners like yourself discover the right refinancing options for their unique situations. I'll be here to guide you in the coming year and beyond....
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I'd like to thank David and his team for such an amazing experience. They helped us with our first home purchase. From start to finish, they were there every step of the way. Any questions we had, they answered. Anything we didn't know, we...
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Reply from David Fernandes
June 29th, 2026 07:11 PM
It was great working with you. Thanks again for putting your trust in us.
David was awesome !! He always answered my questions via text message expeditiously. He was always honest . He would always call me at the time specified between he an I . I just can't say enough good things about David . Hr made my total experience...
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Reply from David Fernandes
June 29th, 2026 07:11 PM
Hi Glodean, Thank you so much for the wonderful review and the perfect rating! I am thrilled to hear that I was able to provide you with an expedited and honest service. I always strive to ensure my clients are kept in the loop at every stage...
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David was easy to work with and kept us informed of loan process. Would recommend
Reply from David Fernandes
June 29th, 2026 07:11 PM
Thank you for your response. If there is anything we can do to improve our offering, please let us know.
Professional, Efficient, team work and supportive. I did not deal with Mr Fernandez directly. We dealt with Shilo Pryor and Leandra
Torres. They are Awesome!!!
Reply from David Fernandes
June 29th, 2026 07:11 PM
Thank you for your response. If there is anything we can do to improve our offering, please let us know.
David and Leandra were amazing. Clear and concise with our options. David knew each step of the process and there were no surprises. We collaborated, made a decision, closed and funded in just under 30 days. All done from my work office at...
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Reply from David Fernandes
June 29th, 2026 07:11 PM
I enjoyed working with you. Thanks for the great feedback.
Very easy to work with, quick response time, and explained everything thoroughly
Reply from David Fernandes
June 29th, 2026 07:11 PM
I'm truly appreciative of your kind words and stellar rating, Haley. I'm delighted to hear that you found our process easy and our response times quick. Also, I'm glad you felt everything was explained thoroughly, as clarity is a priority for...
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About
Our mission is to serve our clients with honesty and openness. We strive to build lasting relationships by empowering consumers with knowledge about real estate finance, alongside offering some of the most competitive programs available nationwide.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Refinance and Purchase Mortgages for the following: Credit scores from 500, HELOCs, 100% financing, SE Loans, Bank Statement Loans, Conventional, Jumbo, FHA, VA, Investor, Bridge and Construction Loans, HECM - Reverse/Proprietary, Fix and Flip
Realtor Representation
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Positions
- West Capital Lending - Executive Branch ManagerAug 1st, 2022 - Current
Memberships
- California Department of Real Estate
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #808033
- CA Real Estate Broker Lic #02203533
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing