

Dave Shelor
VP - Mid-Atlantic Region Sales


Radford University
Dave Shelor, a proud Naval Reserve veteran, has over 20 years of experience in the mortgage and finance industry. Specializing in VA, USDA, FHA, and conventional loans, he stays ahead of market trends to secure the best rates for his client... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Excellent service, they were always available to answer any questions I had and I was able to close earlier than expected. You won't find a lender that is easier to deal with.
Reply from Owner
April 26th, 2017 12:00 AM
Thank you for your kind remarks. Enjoy your new home.
David Shelor is a true professional, he was always available to answer any of my questions or concerns and had the answer for everything. This was my first time buying a home and he made the process very smooth and comfortable. If you are thinking...
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As first home owners, our experience with Dave was amazing! He did an amazing job in waking us through the entire process. Absolutely recommend him !!
Reply from Owner
March 16th, 2017 12:00 AM
Thank you very much Manil. It was a pleasure working with you. New construction can be tricky, so I am glad we were able to assist you and get this squared away seamlessly, and with ease. Enjoy your new home, it's beautiful.
From the moment I picked up the phone, until the final signing, Dave Shelor and his staff were available to me. To answer questions, to make the process very simple and easy, and to ease my mind.
Embrace Home Loans was convenient and made the home loan process understandable. Embrace Home Loans representatives coordinated all the required government paperwork and closing settlement lawyer and closed at the time we needed.
Reply from Owner
March 10th, 2017 12:00 AM
Thank you for your response. I appreciate the feedback and your business. Please keep me in mind for any future transactions that you may decide to pursue. Thank you for your business. Dave
Dave did all the heavy lifting so we didn't have to. He was quick to get back to us and explained everything so it was easy to understand. He made our home loan process as simple and easy as it could be.
Reply from Owner
February 14th, 2017 12:00 AM
Thank you very much. I appreciate the opportunity to have helped you with your new mortgage needs. Enjoy your home. Best.
it is always a pleasure to deal with dave and his crew they always able to answer any question i have or concern and answer very fast to my concerns thanks you again dave shelor
Working with Dave couldn't have been easier. This was my first time going through this process, and while I had done a fair amount of my own research, I was able to get all of my questions answered. Getting the documents together that I was...
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Dave Shelor and his staff were excellent. Available, prompt and friendly in all phases of the loan process. No glitches in my being able to complete this process electronically from out of town.
Dave and his staff at Embrace Home Loans were great to work with. They kept in touch throughout the process, and answered all my questions quickly (and I had a lot!) and without making me feel silly for asking. Dave helped me through everything...
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Reply from Owner
October 6th, 2016 12:00 AM
Thank you very much Jenny for your review. It was our pleasure to assist you both. Enjoy your new home and thank you for allowing me the opportunity to assist you.
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About
Dave Shelor, a proud Naval Reserve veteran, has over 20 years of experience in the mortgage and finance industry. Specializing in VA, USDA, FHA, and conventional loans, he stays ahead of market trends to secure the best rates for his clients. Dave is committed to building lasting relationships, particularly with first-time homebuyers, by providing expert guidance and personalized service. Outside of work, he enjoys golfing and spending time with his wife and two adult children.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Construction Loan
Bridge Loans
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
First Time Homebuyers
Veterans
Investor Loans
Down Payment Assistance
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Education
- Radford University

Positions
- Waterstone Mortgage - Producing Branch ManagerJul 1st, 2022 - Current
- Embrace Home Loans - Producing Branch ManagerJan 1st, 2015 - Jun 30th, 2022
Memberships
- Mortgage Bankers of America Member
- National Association of Mortgage Bankers Member
- Montgomery County Chamber of Commerce
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Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #150473
Gallery



Awards
Achievements
- Top 1% Mortgage Originator
- Top Mortgage Originator
- Top VA Mortgage Originator
Hobbies
- Golf
- Seeing and spending time with family
- Friendly Card Games
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Disclaimer
Licenseed by the N.J. Department of Banking and Insurance. Residential Mortgage Lender Branch Licensee. Waterstone Mortgage Corporation (NMLS #186434) is a wholly owned subsidiary of WaterStone Bank SSB (NASDQ: WSBF). © 2026 Waterstone Mortgage Corporation. All rights reserved. For more information regarding license information, please contact us at www.https://www.waterstonemortgage.com/contact