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Dave Pennington at CrossCountry Mortgage
Branch Manager | NMLS #304758

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM(Open now)
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Reviews from Web
We chose Dave from his 5 star Yelp rating, and he is 5 stars for a reason. Emotions can be all over the place on a big life purchase like our first home, but Dave is always there ready to answer all our questions and set our expectations. Any...
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Reply from Owner
October 27th, 2023 02:17 PM
Thank you for your review. We look forward to assisting you with any future mortgage needs.
We chose Dave from his 5 star Yelp rating, and he is 5 stars for a reason. Emotions can be all over the place on a big life purchase like our first home, but Dave is always there ready to answer all our questions and set our expectations. Any...
read more
Reply from Owner
February 23rd, 2024 08:52 PM
Thank you for your review. We look forward to assisting you with any future mortgage needs.
I found Dave on Yelp. He is just as good as the reviews say!! I can't say that my loan was easy due to my circumstances, we had a lot of bumps. He never sweated it and made it happen!! He responds to emails and calls immediately and he takes...
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Reply from Owner
October 27th, 2023 02:14 PM
Thank you so much for your review, Robin! It was our pleasure to assist you with the mortgage process.
I found Dave on Yelp. He is just as good as the reviews say!! I can't say that my loan was easy due to my circumstances, we had a lot of bumps. He never sweated it and made it happen!! He responds to emails and calls immediately and he takes...
read more
Reply from Owner
February 23rd, 2024 08:53 PM
Thank you so much for your review, Robin! It was our pleasure to assist you with the mortgage process.
I am a Realtor and I have been working with some Foreign National buyers that had been pre-approved for many months by B of A. After writing numerous offers, we finally secured a contract on a desirable condo in PB. We opened escrow and moved...
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Reply from Owner
October 26th, 2023 03:56 PM
Thank you, Roy and Amanda for your kind words and we appreciate your recommendation! If you have any further mortgage needs in the future, please don't hesitate to reach out.
I am a Realtor and I have been working with some Foreign National buyers that had been pre-approved for many months by B of A. After writing numerous offers, we finally secured a contract on a desirable condo in PB. We opened escrow and moved...
read more
Reply from Owner
February 23rd, 2024 08:53 PM
Thank you, Roy and Amanda for your kind words and we appreciate your recommendation! If you have any further mortgage needs in the future, please don't hesitate to reach out.
Dave Pennington at CrossCountry Mortgage has received a review with 5 star rating from Tiff H
Dave helped me buy my first house six years ago and just helped me refinance it recently. He really went above and beyond the first time around and I can't express my gratitude enough. My situation at that time created a lot of hurdles to jump...
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Reply from Owner
October 26th, 2023 03:55 PM
Hi S G! Thank you for your review. We look forward to assisting you with any future mortgage needs.
Dave helped us through a relatively short escrow period on our recent house purchase and provided great, 5-star service. He is very responsive, helpful, and focused on moving the transaction to a successful close. Highly recommended.
Reply from Owner
October 26th, 2023 03:53 PM
Thank you, Taiga, for your kind words and we appreciate your recommendation! If you have any further mortgage needs in the future, please don't hesitate to reach out.
Dave helped us through a relatively short escrow period on our recent house purchase and provided great, 5-star service. He is very responsive, helpful, and focused on moving the transaction to a successful close. Highly recommended.
Reply from Owner
February 23rd, 2024 08:54 PM
Thank you, Taiga, for your kind words and we appreciate your recommendation! If you have any further mortgage needs in the future, please don't hesitate to reach out.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #304758 | Branch NMLS #2338410
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 304758
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095