Top 5%
Dave Pennington at CrossCountry Mortgage
Branch Manager | NMLS #304758
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM(Open now)
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Reviews from Web
Easiest and fastest refinance experience I've ever had. David is easy to work with and is always readily available to answer questions. Got a really low interest rate and closing costs were the lowest I've personally ever had. Thanks David...
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Reply from Owner
October 26th, 2023 08:48 PM
Thank you, Luke, for your kind words and we appreciate your recommendation! If you have any further mortgage needs in the future, please don't hesitate to reach out.
Easiest and fastest refinance experience I've ever had. David is easy to work with and is always readily available to answer questions. Got a really low interest rate and closing costs were the lowest I've personally ever had. Thanks David...
read more
Reply from Owner
February 23rd, 2024 08:50 PM
Thank you, Luke, for your kind words and we appreciate your recommendation! If you have any further mortgage needs in the future, please don't hesitate to reach out.
We refinanced our house with Dave in August and he was great! He was professional throughout the whole process and got everything handle in a very timely fashion. I would highly recommend him if you are ever looking to purchase or refinance....
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Reply from Owner
October 26th, 2023 08:48 PM
Thank you, Devon, for your kind words and we appreciate your recommendation! If you have any further mortgage needs in the future, please don't hesitate to reach out.
We refinanced our house with Dave in August and he was great! He was professional throughout the whole process and got everything handle in a very timely fashion. I would highly recommend him if you are ever looking to purchase or refinance....
read more
Reply from Owner
February 23rd, 2024 08:50 PM
Thank you, Devon, for your kind words and we appreciate your recommendation! If you have any further mortgage needs in the future, please don't hesitate to reach out.
Like many other people, I found Dave through Yelp. After the initial phone consult, I knew right away he was very knowledgable and Dave has exceeded my expectations throughout the whole process. He was quick to respond by phone or email and...
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Reply from Owner
October 27th, 2023 02:23 PM
Thank you for your review. We look forward to assisting you with any future mortgage needs.
Like many other people, I found Dave through Yelp. After the initial phone consult, I knew right away he was very knowledgable and Dave has exceeded my expectations throughout the whole process. He was quick to respond by phone or email and...
read more
Reply from Owner
February 23rd, 2024 08:51 PM
Thank you for your review. We look forward to assisting you with any future mortgage needs.
David was nothing short of exceptional with his customer service, communication skills and overall just professionalism. It was a pleasure working with him and his assistant Donna in the purchase of our home. We found it refreshing that David...
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Reply from Owner
October 27th, 2023 02:20 PM
Thank you for your review. We look forward to assisting you with any future mortgage needs.
David was nothing short of exceptional with his customer service, communication skills and overall just professionalism. It was a pleasure working with him and his assistant Donna in the purchase of our home. We found it refreshing that David...
read more
Reply from Owner
February 23rd, 2024 08:51 PM
Thank you for your review. We look forward to assisting you with any future mortgage needs.
My wife and I have used a few lenders over the course of our lives and I can say that hands down, bar none, Dave is absolutely the best that we have worked with. We recently refinanced and Dave gave us multiple options, was very creative and...
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Reply from Owner
October 27th, 2023 02:18 PM
Hi Jarrod, Thank you so much for the positive review! We appreciate the opportunity to help you with your home financing.
My wife and I have used a few lenders over the course of our lives and I can say that hands down, bar none, Dave is absolutely the best that we have worked with. We recently refinanced and Dave gave us multiple options, was very creative and...
read more
Reply from Owner
February 23rd, 2024 08:52 PM
Hi Jarrod, Thank you so much for the positive review! We appreciate the opportunity to help you with your home financing.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #304758 | Branch NMLS #2338410
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 304758
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095