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Dave Pennington at CrossCountry Mortgage
Branch Manager | NMLS #304758

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM(Open now)
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Reviews from Web
My wife and I are first time home buyers and were able to buy our home earlier this year. We had some initial struggles with landing the right Realtor, but the one thing that we were not willing to change was using Dave as our lender. He went...
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Reply from Owner
October 26th, 2023 03:51 PM
Thank you so much for your review, Nathan. Congratulations again on your new home!
My wife and I are first time home buyers and were able to buy our home earlier this year. We had some initial struggles with landing the right Realtor, but the one thing that we were not willing to change was using Dave as our lender. He went...
read more
Reply from Owner
February 23rd, 2024 08:54 PM
Thank you so much for your review, Nathan. Congratulations again on your new home!
Dave was wonderful during the entire process. He helped with all of our questions as first time home buyers and was patient with each and every one of those questions! I would highly recommend him. We are very thankful for all of his help!
Reply from Owner
October 26th, 2023 03:47 PM
Thank you so much for your review, Catherine! It was our pleasure to assist you with the mortgage process.
Dave was wonderful during the entire process. He helped with all of our questions as first time home buyers and was patient with each and every one of those questions! I would highly recommend him. We are very thankful for all of his help!
Reply from Owner
February 23rd, 2024 08:55 PM
Thank you so much for your review, Catherine! It was our pleasure to assist you with the mortgage process.
We refinanced a couple years ago, and we remember it being a stressful, painful, and annoying process. This time, with Dave, things were easy and stress free. His system made it easy to submit documents, he got us exactly the great rates and...
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Reply from Owner
February 23rd, 2024 08:55 PM
Thank you so much for your review, Ian! It was our pleasure to assist you with the mortgage process.
We refinanced a couple years ago, and we remember it being a stressful, painful, and annoying process. This time, with Dave, things were easy and stress free. His system made it easy to submit documents, he got us exactly the great rates and...
read more
Reply from Owner
October 26th, 2023 03:47 PM
Thank you so much for your review, Ian! It was our pleasure to assist you with the mortgage process.
It is with firm convictions that I write this review. This is not my first home loan but he helped with the decisions that I had to make. His assistant Donna, was equally impressive. They helped when things were a little difficult and were...
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Reply from Owner
October 26th, 2023 03:46 PM
Thank you so much for your review, Sara! It was our pleasure to assist you with the mortgage process.
It is with firm convictions that I write this review. This is not my first home loan but he helped with the decisions that I had to make. His assistant Donna, was equally impressive. They helped when things were a little difficult and were...
read more
Reply from Owner
February 23rd, 2024 08:56 PM
Thank you so much for your review, Sara! It was our pleasure to assist you with the mortgage process.
Dave Pennington at CrossCountry Mortgage has received a review with 5 star rating from Tony R S
Dave has been an exceptionally good resource on multiple purchases for me and my family. Knowledgeable, responsive, available, and thorough. I highly recommend him.
Reply from Owner
October 26th, 2023 03:44 PM
Thank you so much for your review, Mike! It was our pleasure to assist you with the mortgage process.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #304758 | Branch NMLS #2338410
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 304758
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095