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Dave Pennington at CrossCountry Mortgage - Branch Manager | NMLS #304758 in Encinitas, CA
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Dave Pennington at CrossCountry Mortgage

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Branch Manager | NMLS #304758

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM(Open now)
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Reviews from Web
  • google
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    Nathan M
    Posted on July 29th, 2015 01:50 AM
    My wife and I are first time home buyers and were able to buy our home earlier this year. We had some initial struggles with landing the right Realtor, but the one thing that we were not willing to change was using Dave as our lender. He went...
    read more
    Reply from Owner
    October 26th, 2023 03:51 PM
    Thank you so much for your review, Nathan. Congratulations again on your new home!
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    Nathan M
    Posted on July 29th, 2015 01:50 AM
    My wife and I are first time home buyers and were able to buy our home earlier this year. We had some initial struggles with landing the right Realtor, but the one thing that we were not willing to change was using Dave as our lender. He went...
    read more
    Reply from Owner
    February 23rd, 2024 08:54 PM
    Thank you so much for your review, Nathan. Congratulations again on your new home!
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    Catherine J
    Posted on July 27th, 2015 10:23 PM
    Dave was wonderful during the entire process. He helped with all of our questions as first time home buyers and was patient with each and every one of those questions! I would highly recommend him. We are very thankful for all of his help!
    Reply from Owner
    October 26th, 2023 03:47 PM
    Thank you so much for your review, Catherine! It was our pleasure to assist you with the mortgage process.
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    Catherine J
    Posted on July 27th, 2015 10:23 PM
    Dave was wonderful during the entire process. He helped with all of our questions as first time home buyers and was patient with each and every one of those questions! I would highly recommend him. We are very thankful for all of his help!
    Reply from Owner
    February 23rd, 2024 08:55 PM
    Thank you so much for your review, Catherine! It was our pleasure to assist you with the mortgage process.
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    Ian J
    Posted on July 27th, 2015 12:14 AM
    We refinanced a couple years ago, and we remember it being a stressful, painful, and annoying process. This time, with Dave, things were easy and stress free. His system made it easy to submit documents, he got us exactly the great rates and...
    read more
    Reply from Owner
    February 23rd, 2024 08:55 PM
    Thank you so much for your review, Ian! It was our pleasure to assist you with the mortgage process.
  • google
    I
    Ian J
    Posted on July 27th, 2015 12:14 AM
    We refinanced a couple years ago, and we remember it being a stressful, painful, and annoying process. This time, with Dave, things were easy and stress free. His system made it easy to submit documents, he got us exactly the great rates and...
    read more
    Reply from Owner
    October 26th, 2023 03:47 PM
    Thank you so much for your review, Ian! It was our pleasure to assist you with the mortgage process.
  • google
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    Sara F
    Posted on July 25th, 2015 07:11 PM
    It is with firm convictions that I write this review. This is not my first home loan but he helped with the decisions that I had to make. His assistant Donna, was equally impressive. They helped when things were a little difficult and were...
    read more
    Reply from Owner
    October 26th, 2023 03:46 PM
    Thank you so much for your review, Sara! It was our pleasure to assist you with the mortgage process.
  • google
    S
    Sara F
    Posted on July 25th, 2015 07:11 PM
    It is with firm convictions that I write this review. This is not my first home loan but he helped with the decisions that I had to make. His assistant Donna, was equally impressive. They helped when things were a little difficult and were...
    read more
    Reply from Owner
    February 23rd, 2024 08:56 PM
    Thank you so much for your review, Sara! It was our pleasure to assist you with the mortgage process.
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    Tony R S
    Posted on July 24th, 2015 02:39 PM
    Dave Pennington at CrossCountry Mortgage has received a review with 5 star rating from Tony R S
  • google
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    Mike P
    Posted on July 21st, 2015 10:28 PM
    Dave has been an exceptionally good resource on multiple purchases for me and my family. Knowledgeable, responsive, available, and thorough. I highly recommend him.
    Reply from Owner
    October 26th, 2023 03:44 PM
    Thank you so much for your review, Mike! It was our pleasure to assist you with the mortgage process.
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    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #304758 | Branch NMLS #2338410
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
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    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 304758
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS