Top 5%
Dave Pennington at CrossCountry Mortgage
Branch Manager | NMLS #304758
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM(Open now)
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Reviews from Web
Dave helped us purchase our first home and he was incredibly patient, explaining all the steps and answering our many questions. We recently refinanced and had the opportunity to work with Dave again. He and his team were incredibly responsive,...
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Reply from Owner
November 3rd, 2023 05:47 PM
Thank you so much for your kind words, Jennifer! We appreciate your recommendation and look forward to assisting any of your friends or family members with their mortgage needs. Thank you for choosing CrossCountry Mortgage!
Dave is a great person when it comes for loan mortgage. He helped me to get my loan approval within few days and I was able to close escrow less than 10 days. He answered email and phone call quickly and provided all information that help to...
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Reply from Owner
November 1st, 2023 01:53 PM
Thank you so much for your kind words, Loc! We appreciate your recommendation and look forward to assisting any of your friends or family members with their mortgage needs. Thank you for choosing CrossCountry Mortgage!
Hands down the most efficient and honest refinance we have ever completed. Dave is always available and his team is always on top of it!
Reply from Owner
November 1st, 2023 01:50 PM
Hi Brian, Thank you so much for the positive review! We appreciate the opportunity to help you with your home financing.
It has been my pleasure working with Dave. A friend introduced me to him, and I knew right away that he was the person I could trust to be truthful about what would work for me. Dave definitely stands out above the rest of the crowd. He is...
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Reply from Owner
February 23rd, 2024 08:35 PM
Hi Lorie, Thank you so much for the positive review! We appreciate the opportunity to help you with your home financing.
It has been my pleasure working with Dave. A friend introduced me to him, and I knew right away that he was the person I could trust to be truthful about what would work for me. Dave definitely stands out above the rest of the crowd. He is...
read more
I just closed on my refinance with Dave Pennington....it being the 3rd time working with him, and as usual he made it so easy! What I like the most about Dave is he gives me straight answers, providing different options depending on my individual...
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Reply from Owner
October 31st, 2023 05:29 PM
Thank you so much for your kind words, Holly! We appreciate your recommendation and look forward to assisting any of your friends or family members with their mortgage needs. Thank you for choosing CrossCountry Mortgage!
I just closed on my refinance with Dave Pennington....it being the 3rd time working with him, and as usual he made it so easy! What I like the most about Dave is he gives me straight answers, providing different options depending on my individual...
read more
Reply from Owner
February 23rd, 2024 08:36 PM
Thank you so much for your kind words, Holly! We appreciate your recommendation and look forward to assisting any of your friends or family members with their mortgage needs. Thank you for choosing CrossCountry Mortgage!
Dave Pennington has been an excellent resource for me and my clients. He is very knowledgable about the various programs and where he can help his clients find the best rate. He is easy to work with, and can navigate any issues that come up...
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Dave Pennington has been an excellent resource for me and my clients. He is very knowledgable about the various programs and where he can help his clients find the best rate. He is easy to work with, and can navigate any issues that come up...
read more
Reply from Owner
February 23rd, 2024 08:36 PM
Thank you so much for your kind words, Sarah! We appreciate your recommendation and look forward to assisting any of your friends or family members with their mortgage needs. Thank you for choosing CrossCountry Mortgage!
Dave Pennington has been an excellent resource for me and my clients. He is very knowledgable about the various programs and where he can help his clients find the best rate. He is easy to work with, and can navigate any issues that come up...
read more
Reply from Owner
October 31st, 2023 05:14 PM
Thank you so much for your kind words, Sarah! We appreciate your recommendation and look forward to assisting any of your friends or family members with their mortgage needs. Thank you for choosing CrossCountry Mortgage!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #304758 | Branch NMLS #2338410
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 304758
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095