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Dave Pennington at CrossCountry Mortgage
Branch Manager | NMLS #304758

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM(Open now)
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Reviews from Web
On securing a Home Mortgage, Dave is great to work with! He kept me updated throughout the process ,and always accommodating with his time. Highly recommend Dave and his team.
Reply from Owner
October 31st, 2023 03:40 PM
Thank you so much for your kind words, Cynthia! We appreciate your recommendation and look forward to assisting any of your friends or family members with their mortgage needs. Thank you for choosing CrossCountry Mortgage!
On securing a Home Mortgage, Dave is great to work with! He kept me updated throughout the process ,and always accommodating with his time. Highly recommend Dave and his team.
Reply from Owner
February 23rd, 2024 08:37 PM
Thank you so much for your kind words, Cynthia! We appreciate your recommendation and look forward to assisting any of your friends or family members with their mortgage needs. Thank you for choosing CrossCountry Mortgage!
I completed an inquiry to refinance my loan through Lending Tree and was immediately bombarded with phone calls & emails. I decided to go a different route & look up a local guy. I contacted Dave & he responded very quickly. He went over what...
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Reply from Owner
October 31st, 2023 03:10 PM
Thank you so much for your kind words, Jen! We appreciate your recommendation and look forward to assisting any of your friends or family members with their mortgage needs. Thank you for choosing CrossCountry Mortgage!
I completed an inquiry to refinance my loan through Lending Tree and was immediately bombarded with phone calls & emails. I decided to go a different route & look up a local guy. I contacted Dave & he responded very quickly. He went over what...
read more
Reply from Owner
February 23rd, 2024 08:37 PM
Thank you so much for your kind words, Jen! We appreciate your recommendation and look forward to assisting any of your friends or family members with their mortgage needs. Thank you for choosing CrossCountry Mortgage!
Dave and his team work hard, fast and efficiently! I was thoroughly impressed by how organized and competent they were regarding my loan process!
Reply from Owner
November 3rd, 2023 03:58 PM
Hi Dana, Thank you so much for the positive review! We appreciate the opportunity to help you with your home financing.
Dave and his team work hard, fast and efficiently! I was thoroughly impressed by how organized and competent they were regarding my loan process!
Reply from Owner
February 23rd, 2024 08:38 PM
Hi Dana, Thank you so much for the positive review! We appreciate the opportunity to help you with your home financing.
Dave is wonderful....so easy to work with! He's helped me get financing for my last two condo purchases. Very efficient & knowledgeable. I received immediate responses to all of my questions. I would highly recommend him.
This is the second mortgage transaction I have completed with Dave. The experience was both times very professional, fast, and clear. The team was immediately available for any questions and very knowledgeable. The entire process was done on...
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Reply from Owner
February 23rd, 2024 08:38 PM
Thank you so much for your kind words, Sohela! We appreciate your recommendation and look forward to assisting any of your friends or family members with their mortgage needs. Thank you for choosing CrossCountry Mortgage!
This is the second mortgage transaction I have completed with Dave. The experience was both times very professional, fast, and clear. The team was immediately available for any questions and very knowledgeable. The entire process was done on...
read more
Reply from Owner
November 3rd, 2023 03:45 PM
Thank you so much for your kind words, Sohela! We appreciate your recommendation and look forward to assisting any of your friends or family members with their mortgage needs. Thank you for choosing CrossCountry Mortgage!
QUICK SUMMARRY: Dave Pennington of RPM Mortgage was great to work with from the beginning to the very end. He was always available when I called, he took the time to answer my many questions and made sure that I knew the refinance process and...
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Reply from Owner
October 31st, 2023 02:37 PM
Hi Jose, Thank you so much for the positive review! We appreciate the opportunity to help you with your home financing.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #304758 | Branch NMLS #2338410
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 304758
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095