Top 5%
Dave Pennington at CrossCountry Mortgage
Branch Manager | NMLS #304758
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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8:30 AM to 5 PM(Open now)
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closed
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Reviews from Web
Dave is a mortgage-closing machine. We did our initial mortgage with him, and when it came time to refinance, he was the only person I thought of. Our refinance proved particularly challenging, but Dave was up for it and closed it early. If...
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Reply from Owner
November 3rd, 2023 08:29 PM
Thank you so much for your review, Arthur! It was our pleasure to assist you with the mortgage process.
Dave Pennington handled the loan process for our family for both our primary residence and an income property we recently purchased. He is knowledgeable, efficient and keeps the needs of his clients a priority. I would highly recommend him...
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Reply from Owner
November 2nd, 2023 04:44 PM
Thank you so much for your kind words, Alec! We appreciate your recommendation and look forward to assisting any of your friends or family members with their mortgage needs. Thank you for choosing CrossCountry Mortgage!
I had a flawless experience working with Dave at RPM Mortgage. Throughout the process of preparing to buy a home to close of escrow, Dave made everything easy, was always available to answer questions and offered great guidance along the way....
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Reply from Owner
November 2nd, 2023 04:03 PM
Thank you so much for your kind words, Jason! We appreciate your recommendation and look forward to assisting any of your friends or family members with their mortgage needs. Thank you for choosing CrossCountry Mortgage!
I felt a little crazy contacting a Mortgage Broker from Yelp, but decided to give Dave Pennington a try, based on his outstanding reviews. I literally couldn't be happier. My husband and I both work in finance, so we are fairly knowledgeable...
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Reply from Owner
November 2nd, 2023 03:48 PM
Thank you for your kind words, SB! We appreciate your feedback and look forward to serving you again.
My wife and I bought a house middle of 2016. Dave did an amazing job as our loan officer. He handled all questions and documents in a proper manner. He's professionalism and knowledge was beyond excellent. It was our first time ever buying...
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Dave helped me with my recent refinance. As a business owner, I did not fit in all the typical boxes, so Dave had to do a lot more work than is typical in his business. He persisted and was diligent in his communication and follow up, and was...
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Reply from Owner
November 2nd, 2023 03:40 PM
Thank you so much for your review, Vance! It was our pleasure to assist you with the mortgage process.
I had tried to work with my bank and credit union to re-finance my home & had no success with either. I called Dave & he did a great job helping with the re-finance. He was always responsive to calls and his staff did a great job of communicating...
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Reply from Owner
November 2nd, 2023 02:47 PM
Hi Judith, Thank you so much for the positive review! We appreciate the opportunity to help you with your home financing.
As an agent, I had not worked with Dave previously. He was working with a mutual client prior to our meeting. Dave gave us the "all clear" for a 21 day escrow. One day into escrow our client had something come up and needed to speed up the...
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Reply from Owner
November 1st, 2023 05:46 PM
Thank you so much for your review, Tara! It was our pleasure to assist you with the mortgage process.
Early in the year my fiancée and I wanted to just simply test the waters on possibly buying a home. New to the whole process and armed with what seemed like a thousand questions we researched and decided to reach out to Dave Pennington. It...
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Reply from Owner
November 1st, 2023 04:55 PM
Thank you for your kind words, Jose! We appreciate your feedback and look forward to serving you again.
I found Dave via a google search. I went down the line calling many different mortgage brokers. Dave was the only one who answered his phone. Having been a broker for 12 years previously myself, I had high expectations. Dave not only met but...
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Reply from Owner
November 1st, 2023 03:07 PM
Thank you for your kind words, Scott! We appreciate your feedback and look forward to serving you again.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #304758 | Branch NMLS #2338410
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 304758
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095