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Dave Pennington at CrossCountry Mortgage
Branch Manager | NMLS #304758

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
We had an awesome experience working with Dave at RPM. He was very responsive, professional, and quickly helped us secure a loan for our home purchase when we were looking for a new lender mid purchase. His online interface made it very easy...
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Reply from Owner
November 6th, 2023 05:06 PM
Thank you so much for your kind words, Maikol! We appreciate your recommendation and look forward to assisting any of your friends or family members with their mortgage needs. Thank you for choosing CrossCountry Mortgage!
Dave was referred to me by a friend. I was immediately struck by his professionalism, thoroughness, assistance, patience and follow-up. He made a difficult transition for me as smooth as possible, answering my "dumb" questions with respect...
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Reply from Owner
November 6th, 2023 04:23 PM
Hi Tribble, Thank you so much for the positive review! We appreciate the opportunity to help you with your home financing.
Dave Pennington with RPM Mortgage just did a loan for my parents and I on a property that we bought together. We could not be more pleased with the rate he got us and the service he provided. The entire process was easy and smooth any glitches...
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Reply from Owner
November 6th, 2023 04:13 PM
Thank you for your kind words, Ana! We appreciate your feedback and look forward to serving you again.
We chose Dave Pennington as our Loan Officer, and we couldn't be happier. We needed to make an offer quickly, and Dave coordinated all aspects of our loan in a timely manner --enabling us to be pre-qualified, make the offer, and get the house....
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Our agent recommended Dave because we needed to make an offer very quickly. He got us pre-approved in 48 hours, was always available to answer questions, stayed on top of things and sped things along. He is knowledgeable, efficient and extremely...
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Reply from Owner
November 6th, 2023 02:44 PM
Hi Elena, Thank you so much for the positive review! We appreciate the opportunity to help you with your home financing.
Dave is thoughtful pleasant and professional. His light hearted demeanor is benefitted by his thoroughness, attention to detail and great customer follow up. If you looking to refinance a loan or purchase a new home, I highly recommned calling...
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Dave is thoughtful pleasant and professional. His light hearted demeanor is benefitted by his thoroughness, attention to detail and great customer follow up. If you looking to refinance a loan or purchase a new home, I highly recommned calling...
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Dave was recommended to us by our agent and he is a true professional! From start to finish, he provided us with top notch service and made the process easy and painless as first time home buyers. Dave will keep you on track, take the time...
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Reply from Owner
November 6th, 2023 12:55 PM
Thank you so much for your kind words! We appreciate your recommendation and look forward to assisting any of your friends or family members with their mortgage needs. Thank you for choosing CrossCountry Mortgage!
As a coastal North County real estate Broker, Buyers often engage my services with pre-existing lender relationships. Working in Cardiff, I have shared numerous transactions with Dave, and can confidently state no other Loan Officer is more...
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Reply from Owner
November 3rd, 2023 08:55 PM
Thank you so much for your kind words, Seth! We appreciate your recommendation and look forward to assisting any of your friends or family members with their mortgage needs. Thank you for choosing CrossCountry Mortgage!
Dave is highly responsive, very efficient, and helpful. He is knowledgeable and informative, always pleasant, and completed in a few weeks a mortgage that one of the major banks had taken months to still have incomplete. Got a good rate too....
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Reply from Owner
November 2nd, 2023 06:55 PM
Thank you so much for your kind words, Alan! We appreciate your recommendation and look forward to assisting any of your friends or family members with their mortgage needs. Thank you for choosing CrossCountry Mortgage!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #304758 | Branch NMLS #2338410
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 304758
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095