Top 5%
Dave Pennington at CrossCountry Mortgage
Branch Manager | NMLS #304758
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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8:30 AM to 5 PM
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closed
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Reviews from Web
This is the third time I used David Pennington and I am so thankful I had the opportunity to work with him - professional, trust worthy and quick responsiveness. David gets the job done and exceeds your expectations! I fully recommend him.
My husband and I are so thankful we had the opportunity to work with Dave! His professionalism, promptness, and confidence in what he does is phenomenal, and truly facilitated the process for us. We are amazed at Dave's quick responsiveness...
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Reply from Owner
November 8th, 2023 12:35 PM
Thank you so much for your kind words, Zulma! We appreciate your recommendation and look forward to assisting any of your friends or family members with their mortgage needs. Thank you for choosing CrossCountry Mortgage!
Dave was recommended to me by a realtor. Dave is incredibly knowledgable, and provides clear and concise communication. He is very responsive, and truly has been a fantastic partner and guide through the process of purchasing our home. I would...
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Reply from Owner
November 8th, 2023 12:35 PM
Thank you so much for your kind words, Adam! We appreciate your recommendation and look forward to assisting any of your friends or family members with their mortgage needs. Thank you for choosing CrossCountry Mortgage!
Dave and RPM were suggested to me by my daughter who has been so happy with his work. My loan when through fast and beat the rates quoted by the other three companies I contacted. Everything was explained clearly and they would walk me through...
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Reply from Owner
November 7th, 2023 08:53 PM
Hi Jim, Thank you so much for the positive review! We appreciate the opportunity to help you with your home financing.
Dave was recommended to us by our realtor, and he was a godsend. We had to navigate both a prequalification loan for our parents and a very quick turnaround escrow process for a 1031 Exchange. Dave and his team were so easy to work with and...
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Great experience and fabulous coordination on a complicated loan, thank you!
Reply from Owner
November 7th, 2023 04:18 PM
Thank you so much for your review, Wendy! It was our pleasure to assist you with the mortgage process.
Dave is an incredible lender! He is extremely responsive to either text or phone calls any time of day. He worked closely with both agents and I felt he was looking out for my best interest. He made my home buying process go smoothly and we...
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Nothing I can put into words is going to do justice to Dave. I already had one property that I have successfully rented out on AirBnb. I was preapproved for my next home and this one was for myself. Found my dream home, negotiated terms, and...
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Reply from Owner
November 6th, 2023 08:01 PM
Thank you so much for your kind words, Nathan! We appreciate your recommendation and look forward to assisting any of your friends or family members with their mortgage needs. Thank you for choosing CrossCountry Mortgage!
As a realtor, I have great experiences with Dave and his team. He always responses to my emails in minutes even at night. He got loan approval for my recent transaction in 9 days! Amazing! I for sure will recommend Dave to my clients and look...
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Reply from Owner
November 6th, 2023 05:31 PM
Thank you so much for your kind words, Helen! We appreciate your recommendation and look forward to assisting any of your friends or family members with their mortgage needs. Thank you for choosing CrossCountry Mortgage!
Dave has been amazing for all of my transactions! He is on it! Been a realtor over 16 years I know a good lender when I find one!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #304758 | Branch NMLS #2338410
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 304758
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095