Top 5%
Dave Pennington at CrossCountry Mortgage
Branch Manager | NMLS #304758
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Reviews from Web
Getting connected with Dave Pennington at RPM Mortgage was a such a blessing... it had been 20 years since I last went through the exhausting process of buying a home, and I still feel out of place with the whole process. Dave literally handled...
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David was outstanding! He answered all my questions promptly and funded my loan on time. I have had a lot of bad experiences before, and picked David because of his good reviews. I had high expectations that were met.
Reply from Owner
November 9th, 2023 08:48 PM
Hi Matt, Thank you so much for the positive review! We appreciate the opportunity to help you with your home financing.
Dave Pennington is a true professional, always returns your calls and emails (very rare thing in this industry), I recently bought a home, Dave and his team got it closed in about 3 weeks! Cannot say enough about him, highly recommend!
Reply from Owner
November 9th, 2023 08:46 PM
Thank you so much for your kind words, Ryan! We appreciate your recommendation and look forward to assisting any of your friends or family members with their mortgage needs. Thank you for choosing CrossCountry Mortgage!
Dave Pennington, our long-time mortgage broker, has once again come through for us! Extremely competent and trustworthy, Dave has been a huge help to our family. We are preparing to do renovations on our condo in the Bay Area and this Fall...
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Reply from Owner
November 9th, 2023 08:33 PM
Thank you for your kind words, Chuck! We appreciate your feedback and look forward to serving you again.
This was our second time working with Dave and RPM. Just like the last experience, he was very professional, timely, knowledgeable, and an absolute pleasure to work with. We highly recommend his services!
I've worked with Dave and RPM twice now and it was a pleasure. He made the process smooth and easy. Highly recommended.
Reply from Owner
November 8th, 2023 08:25 PM
Thank you so much for your review, Krista! It was our pleasure to assist you with the mortgage process.
Dave is such an amazing person to work with! He was always there for any questions I had throughout my home buying process. He is always on top of what needs to be done within a certain time so we are right on schedule! He has an amazing personality...
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Reply from Owner
November 8th, 2023 05:42 PM
Thank you so much for your kind words, Sarah! We appreciate your recommendation and look forward to assisting any of your friends or family members with their mortgage needs. Thank you for choosing CrossCountry Mortgage!
Dave and his team are amazing to work with! They are extremely responsive and reliable. They were able to walk me through every step since this was my first home purchase. I highly recommend their services, you won't regret it!
My husband and I had the opportunity to work with Dave and it wasn't the first time. This is the third time we have used him, the first 2 times were buying and then refinancing, and recently we sold and bought a new place. The process is just...
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Working with Dave and his team was amazing! We had to close in 21-days and Dave was on top of the process the whole way through. Due to the timing of things during escrow, he had to work weekends to make sure my paperwork was moving forward...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #304758 | Branch NMLS #2338410
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 304758
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095