Top 5%
Dave Pennington at CrossCountry Mortgage
Branch Manager | NMLS #304758
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
Dave provided excellent service in helping us finance our first home purchase! He expertly laid out all of our financing options, educated us as first time home buyers, and was super responsive via email and phone throughout the whole process....
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Reply from Owner
December 27th, 2023 03:07 PM
Hi Michael, Thank you so much for the positive review! We appreciate the opportunity to help you with your home financing.
We recently purchased a new home with Dave and his company. Being self employed I have had to jump through hoops in the past the get a mortgage but this time we was very straightforward. There were no delays or surprises. We are very exited...
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I can't say enough great things about Dave! He helped us through our home purchase, and it was apparent from day one that not only is he an expert in his field, but an extremely trustworthy individual who has your best interest in mind. Thanks...
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I highly recommend RPM mortgage. Dave and Donna were both very knowledgeable and helpful with the refinancing iof our home.
Reply from Owner
December 19th, 2023 05:27 PM
Thank you so much for your kind words, Brian! We appreciate your recommendation and look forward to assisting any of your friends or family members with their mortgage needs.
Always fast and the best.My loan is complicated because of self-employed and real estate investment. He used all of his knowledge to get my loan approved quickly so I can get the house for my children to go to the great schools.I was lucky...
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Reply from Owner
December 19th, 2023 04:31 PM
Thank you so much for your kind words, Tony! We appreciate your recommendation and look forward to assisting any of your friends or family members with their mortgage needs.
Dave is did a great job! I am self employed and the loan was for a non-owner occupied condo so my application is a bit more complicated than most. He dug into the numbers and got me a quick approval and funding. This was my second loan with...
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Reply from Owner
November 28th, 2023 06:53 PM
Thank you so much for your kind words, Don! We appreciate your recommendation and look forward to assisting any of your friends or family members with their mortgage needs.
If you need any type of Mortgage assistance, such as a refinance, I recommend without hesitation that you give Dave a call. I can sum up my experience with four words: Professional, efficient, secure, and local. I would also like to add that...
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I highly recommend Dave to anyone who is planning on purchasing a house. Here are a few reasons why:very clear communication as to what the process of financing a mortgage consist of.- very available and very responsive.- make us feel comfortable...
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Reply from Owner
November 13th, 2023 01:27 PM
Thank you so much for your kind words, Guillaume! We appreciate your recommendation and look forward to assisting any of your friends or family members with their mortgage needs.
We've worked with Dave twice and both experiences were exceptional. We relied on Dave's expertise and recommendations on our options and everything turned out exactly as we were hoping for. Dave and his staff were incredibly responsive and...
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Reply from Owner
November 13th, 2023 01:01 PM
Thank you so much for your kind words, Jen! We appreciate your recommendation and look forward to assisting any of your friends or family members with their mortgage needs.
Always available to answer questions, easy to work with, made our home purchase great and pleasant experience. Highly recommended.
Reply from Owner
November 10th, 2023 05:01 PM
Thank you so much for your kind words, John! We appreciate your recommendation and look forward to assisting any of your friends or family members with their mortgage needs. Thank you for choosing CrossCountry Mortgage!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #304758 | Branch NMLS #2338410
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 304758
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095