Top 5%
Dave Pennington at CrossCountry Mortgage
Branch Manager | NMLS #304758
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
We appreciated working with Dave. As first time homebuyers we didn't know a lot. Dave explained everything to us and always made sure we understood everything. Dave and his team were prompt and got things done quickly. We were able to close...
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Dave helped us after we had been referred to him by one of his previous clients. This client happened to be the buying agent for the home we were looking at. We couldn't have been more pleased from the smallness of the world!I started this...
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My wife and I were very nervous when we decided to take this step, we got even more nervous when some issues came up with my first loan company, by then Dave came into the picture and Miraculously made this deal happen and made our loan possible,...
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Reply from Dave Pennington l CrossCountry Mort...
June 17th, 2020 01:39 AM
Hi Jorge Valencia! Thank you for the great review. We appreciate the kind words. Congrats on the new home!
This is our fourth home mortgage; however, our first time with Dave. We wish we had found him sooner! Everything was smooth and easy. Dave was efficient. Dave contacted my husband and me at every step of the process. He was kind and professional...
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This was our second time working with Dave on a refinance and he is absolutely AMAZING! Rates are competitive and his entire staff is communicative and very efficient. He makes the entire process easy and is willing to answer any questions....
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Dave was easy to work with refinancing my home loan. He and his staff were knowledgeable, responsive, and returned emails/answered questions promptly. They handled my loan carefully and in a timely manner. Trustworthy and professional!
Our first time home buying experience was fantastic with the help of Dave! With another lender, we were quoted to close in 45-60 days; however, with Dave and his team, we ended up closing in 16!Dave and his team are true experts in this business....
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I contacted Dave because his Yelp ratings are really good even though I didn't know him. He has a genuine care for my refinancing, and everything was easy and smooth. He responded every inquiry very promptly and satisfactorily. He is very friendly...
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Dave and his team recently helped my family with a refinance. Dave locked in an exceptional rate, but beyond that, his professionalism, knowledge, and patience made for a wonderful experience. Obtaining a new home loan or refinance can be a...
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Dave and Donna were absolutely phenomenal. This is the second time I've gone to Dave, and have zero hesitation to use him again. I do plenty of diligence before using any service provider, and he absolutely lived up to the reviews you'll read...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #304758 | Branch NMLS #2338410
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 304758
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CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095