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Dave Pennington at CrossCountry Mortgage
Branch Manager | NMLS #304758

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
Dave walked us through the purchase and financing of our first house four years ago and explained everything in detail. He was extremely patient with our first time buyer questions and at the same time made sure to get everything done quickly...
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I have purchased and sold multiple homes over the years, so I've had the opportunity to work with many loan advisors. Dave is the best I've ever worked with. He is a great problem solver who is able to make "it" happen (whatever "it" is). He...
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Soooo Easy! Great Portal, Great Communicator. 1,2.3 and Done!
Great Job Dave and looking forward to working with you again!
Highly recommend Dave for your home loan or refinance. We’ve used him twice and recommend him to everyone. He’s trustworthy, honest, and gets it done. Thanks Dave!
I've worked with Dave for the last several years on all my home loan needs (initial purchase and several refinances). He is by far and away one of the top professionals that I've ever worked with. He and his team are highly organized, efficient,...
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Probably the easiest and fastest refinance experience we have ever had. Dave is super efficient, answers your questions quickly, and gets it done! Highly recommended.
Yes, the Positive Reviews/Stars David is receiving are accurate - !!!!Excellent Experience!!!!Recently refi'd our home, compared 4 different lenders, including a family friend and David beat them all.He and his team, were incredibly customer...
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Dave is great. We’re looking to
Continue to grow the relationship. We will recommend to friends and family. We love the values and customer service he provides.
David is the best mortgage loan officer I have ever worked with. He closed on a loan that nobody else was able to close on. He is a miracle worker. He is also incredibly responsive and dedicated. He definitely thinks outside the box to get...
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As the mortgage rate hit rock bottom, I know I need to take the opportunity to refinance our property but I know also how hassle and stressful by doing it again by gathering all documents, submitting and reviewing our application back and forth,...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #304758 | Branch NMLS #2338410
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 304758
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095