Top 5%
Dave Pennington at CrossCountry Mortgage
Branch Manager | NMLS #304758
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Business Hours
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8:30 AM to 5 PM
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closed
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closed
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This guy is amazing! works nonstop and always checks in to make sure I understand everything and to see if I had any questions. Very responsive, quick and great customer service! Thank you Dave!
Dave has lots of 5-star reviews and he deserves them. I originally met Dave through my son's school where his daughter also attends. I've known him outside of a "work" setting for some time and he is really a great guy to be around; he is very...
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We were referred to Dave from a friend. First time refinancing our VA loan and had a great experience with Dave/his team. Fast responses, answered all our questions and got a great rate. Would recommend without hesitation and already have to...
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Dave was a fantastic loan advisor and handle my application and my refinancing with great efficiency and quality. His communication was definitely a big plus - he always kept me up to date with changes/progress to the application from beginning...
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I called around a bit, and Dave was able to offer the best interest rate for a 30yr fixed refi. His rate was better than Aimloan and Costco's mortgage service (which shows special Costco rates from various banks). The final closing costs were...
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We had a great experience working with Dave an Donna on our refi. They helped make the process smooth an easy.
Our experience with Dave at RPM Mortgage was awesome through our process of refinancing our home. He answered all of our questions and more by giving us different options according to our case. We were able to trust him with our information...
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We had an outstanding experience with the good work of Dave and the RPM team for our refinance.For his great guidance, advices and fast but reliable process from our application to closing is tremendous.Thank you Dave and the RPM team.More...
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I would highly recommend working with Dave. He is diligent, professional, and probably one of the best in his industry. He goes the extra extra mile in making sure that everything is taken care of. I have worked with him on two home purchases...
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Dave saved us money and time. He is professional and reliable and can get the best rates.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #304758 | Branch NMLS #2338410
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 304758
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095