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Dave Pennington at CrossCountry Mortgage - Branch Manager | NMLS #304758 in Encinitas, CA
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Dave Pennington at CrossCountry Mortgage

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Branch Manager | NMLS #304758

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Business Hours
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8:30 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
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    Rebecca M
    Posted on November 28th, 2020 09:04 PM
    Dave was great! I was surprised at how quickly he got back to me. The loan process was quick and painless. He was very helpful. I would highly recommend him.
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    M S
    Posted on November 20th, 2020 06:01 PM
    Dave helped me refinance my home mortgage. Not only did Dave get me a low interest rate, he was always available to answer any questions. He is a hard worker and made the refinance process very easy. Thank you Dave!
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    Justin B
    Posted on November 20th, 2020 03:11 PM
    Dave was referred to us by a colleague, so we probably need to buy our colleague dinner now. Dave knocked it out of the park by scoring us a record-breaking low interest rate (VA Loan, no down payment, and funding fee waived), recommending...
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    Chris
    Posted on November 17th, 2020 06:56 PM
    Dave was a great loan officer. He refinanced our primary residence at an exceptional rate and was in communication every step of the way.
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    Laura B
    Posted on November 13th, 2020 09:27 PM
    We highly recommend Dave Pennington to anyone looking for a honest and hard working loan advisor. From our first phone call to our final congratulations email, Dave poured his energy and expertise into reaching our goal of refinancing. He was...
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    Marcus F
    Posted on November 10th, 2020 04:31 PM
    Dave was a fantastic loan advisor. He handled the refinance of our home very efficiently. He continually communicated with my wife and I to let us know the current state of the refinance process. Dave is extremely knowledgeable, helpful and...
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    Elise H
    Posted on November 5th, 2020 03:18 PM
    As soon as I contacted Dave I knew our refinance was in good hands. He worked swiftly to get the process started and kept the lines of communication continually open. We are now saving $100's on our monthly mortgage and we closed in just around...
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    Sean C
    Posted on November 5th, 2020 01:42 AM
    I found Dave through Yelp and contacted him on a Saturday morning. He called me within the hour and got to work immediately. He completed the loan within 30 days during Covid with less work than other lenders. I recommend you using Dave and...
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    John C
    Posted on November 2nd, 2020 11:42 PM
    Simply, Dave is the best. I wanted to take advantage of the lower rates and refi. I found him after searching online and though other social media services. I was in deals with a few other lenders and he not only beat their offers, he did so...
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    Polly P
    Posted on November 2nd, 2020 10:55 PM
    Amazing experience! We refinanced in less than 30 days. This is the second time we have financed a property with Dave, and we would do so again. He was always quick to respond to my questions, great communication throughout. Highly recommended!!!...
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    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #304758 | Branch NMLS #2338410
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
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    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 304758
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS