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Dave Pennington at CrossCountry Mortgage
Branch Manager | NMLS #304758

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Business Hours
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8:30 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
Dave was great! I was surprised at how quickly he got back to me. The loan process was quick and painless. He was very helpful. I would highly recommend him.
Dave helped me refinance my home mortgage. Not only did Dave get me a low interest rate, he was always available to answer any questions. He is a hard worker and made the refinance process very easy. Thank you Dave!
Dave was referred to us by a colleague, so we probably need to buy our colleague dinner now. Dave knocked it out of the park by scoring us a record-breaking low interest rate (VA Loan, no down payment, and funding fee waived), recommending...
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Dave was a great loan officer. He refinanced our primary residence at an exceptional rate and was in communication every step of the way.
We highly recommend Dave Pennington to anyone looking for a honest and hard working loan advisor. From our first phone call to our final congratulations email, Dave poured his energy and expertise into reaching our goal of refinancing. He was...
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Dave was a fantastic loan advisor. He handled the refinance of our home very efficiently. He continually communicated with my wife and I to let us know the current state of the refinance process. Dave is extremely knowledgeable, helpful and...
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As soon as I contacted Dave I knew our refinance was in good hands. He worked swiftly to get the process started and kept the lines of communication continually open. We are now saving $100's on our monthly mortgage and we closed in just around...
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I found Dave through Yelp and contacted him on a Saturday morning. He called me within the hour and got to work immediately. He completed the loan within 30 days during Covid with less work than other lenders. I recommend you using Dave and...
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Simply, Dave is the best. I wanted to take advantage of the lower rates and refi. I found him after searching online and though other social media services. I was in deals with a few other lenders and he not only beat their offers, he did so...
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Amazing experience! We refinanced in less than 30 days. This is the second time we have financed a property with Dave, and we would do so again. He was always quick to respond to my questions, great communication throughout. Highly recommended!!!...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #304758 | Branch NMLS #2338410
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 304758
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095