Top 5%
Dave Pennington at CrossCountry Mortgage
Branch Manager | NMLS #304758
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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8:30 AM to 5 PM
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closed
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closed
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Reviews from Web
Dave Pennington is professional, responsive and knowledgeable. At a time when banks are skittish and are making the process of refinancing more complicated, he helped make it seem easy. I can highly recommend Dave's services.
This is the second time we have asked for Dave's expertise. The first was to buy our home and the second was to refinance. He is clear, answers calls and texts after business hours and has a great team to work with him.
I have worked with Dave for many years for both a new home purchase and two mortgage refinancings. Dave is responsive, extremely communicative, open to answering all questions (multiple times!) and will aggressively look for the best deals...
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Dave was so great to deal with. From our very first conversation trough close of escrow, he was always available, patient and explained everything to me thoroughly. I would recommend him without reservation!!
I loved working with Dave. He worked very quickly to lock in my rate (4.75 down to 2.99, on an investment property!), was very communicative the entire time, and called me after we closed to follow up and answer any questions I might have....
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I recently refinanced and was really impressed with the service from Dave & his team. The communication and reassurance he provided with any and all documents was greatly appreciated. This was very efficient and done so professionally, but...
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Dave was awesome, great rate, super fast close, no hassle application. I have already recommended him to family.
We cannot say enough good things about Dave! He is very professional, efficient, and go far beyond the extra mile. Dave made us feel comfortable throughout the entire process. He handled things quickly and efficiently, answered all our questions,...
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5 stars is not enough. Purchasing a home, especially your first, is a stressful process. Working with Dave and his team was by far the easiest part for us. Dave communicated clearly, was quick to respond, and took as much of the burden off...
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Dave has been super helpful, and fast to respond to any questions I had. He works efficiently and professionally! I would definitely recommend him to anyone!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #304758 | Branch NMLS #2338410
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 304758
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095