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Dave Pennington at CrossCountry Mortgage
Branch Manager | NMLS #304758

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
Dave is knowledgeable, direct, and works hard for his clients. He was a very stable presence throughout my very first homebuying experience and was there for me every step of the way. He and my realtor kept each other and myself completely...
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Dave was super knowledgeable and thorough. This was a multifaceted transaction and he was able to navigate through it seamlessly. Further, he was pleasant, and patient with me as I had a lot of questions throughout. It was all completed in...
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Dave Pennington at CrossCountry Mortgage has received a review with 5 star rating from Nasrat H
I dont know how to begin to thank Dave for all he did for us and the fact that he helped wrap up two escrows in a matter of a few weeks so that we could successfully purchase our family home. He was diligent, looked out for us throughout and...
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This was our 2nd time working with Dave and RPM and once again a GREAT transaction. Dave was able to get us rates at costs that beat the competition. We had gotten a lot of flyers in the mail saying they could get us better mortgage rates but...
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This is our 4th transaction with Dave and it just keeps getting easier. Dave is great to work with, the process is always quick and painless. Dave provides daily updates, so you always know where you are in the process. Dave is a true professional,...
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Dave was great! He saved me almost $500 a month by lowering my interest rate. The whole process was fast and easy.
Dave is the guy to go to if you need a refi on your home. He makes it super easy and keeps you updated every step of the way. I recommend him to any other locals who want to support a good family guy who gets the job done right and on time.
I was in escrow with my usual guy and was talking to Dave while camping and instead of paying a bunch of money to refi he got me the same rate and a bunch more money back. It was a big swing. The process was extremely fast.
We recently purchased a home and used Dave for our mortgage. Dave did an excellent job and the loan was approved way ahead of schedule. In this current market that can be tough to do. The loan funded and recorded on time. We are very happy...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #304758 | Branch NMLS #2338410
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 304758
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095