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Dave Pennington at CrossCountry Mortgage
Branch Manager | NMLS #304758

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
If there is a 10 stars review option, I will leave it for Dave Pennington. He is extremely professional. He made the loan process extremely easy. Dave will respond to your questions with a speed of light. I highly recommend Dave Pennington...
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Dave worked quiand personal. Thanks for the great job.ckly to get our closing in 21 days. Communication was fast
We've worked with David a few times now. He's always very responsive and thorough. I appreciate his guidance through the process. We are very satisfied with the outcome. Thank you David!
Best Loan experience we have ever had. Dave is professional, has a seamless process which makes this process painless and extremely efficient! We have been through this process more than 12 times in there last 40 years and none of them compare...
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Dave is the man. Our whole process was very quick and very smooth. We had a little hiccup during appraisal, but Dave worked with us to reel us back in and we closed strong. Thank you sir
Dave did an amazing job getting me a loan in record time. He is very easy to work with and really knows what he is doing. I was a first-time home buyer and was able to easily understand the load process thanks to Dave. I would definitely use...
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Dave and his team are so on top of their game! I just closed on a house in record time. Dave turns things around quickly, is efficient and thorough, and goes through all the details with patience. I appreciated his professionalism and guidance...
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Dave and Donna were fantastic. We were starting the refinance process with Dave when my existing lender offered a fee-free adjustment of our mortgage rate to a lower rate (not lower than what Dave was able to find). We made the difficult decision...
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My husband and I have had the pleasure of working with Dave over the last 10 years with purchasing and refinancing our home. Dave and his staff are knowledgeable and professional. From the beginning to the end, Dave walked us through the process,...
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Dave did a great job, he was highly responsive and drove the process to get a close 10 days earlier than expected. He navigated any small issues professionally and ensured the process worked smoothly from beginning to end.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #304758 | Branch NMLS #2338410
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 304758
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095