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Dave Pennington at CrossCountry Mortgage
Branch Manager | NMLS #304758

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM(Open now)
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Reviews from Web
Dave was thorough, responsive, anticipated and addressed inevitable questions prior to us knowing we’d have them, effectively streamlining the entire process.His ability to react quickly during the offer process of our home purchase, and continually...
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Reply from Owner
June 4th, 2024 06:18 PM
Thank you, Andy, for your fantastic review! We're thrilled to hear that Dave was able to help streamline your experience with CrossCountry Mortgage, LLC. It's great to know that his proactive approach and constant updates were beneficial to...
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Dear Dave Pennington l CrossCountry MortgageWe have identified activities in your account that may constitute a breach of our Terms of Service concerning unauthorized access attempts. To prevent any disruption in your account usage, you are...
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Dave is always so responsive and communicative!
Reply from Dave Pennington
June 4th, 2024 01:49 PM
I'm thrilled to hear that you had a positive experience with me, Linn. Your satisfaction is my top priority and I'm glad I could serve your mortgage needs effectively. I strive to always be responsive and communicative, as I believe it's key...
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Dave was thorough, responsive, anticipated and addressed inevitable questions prior to us knowing we’d have them, effectively streamlining the entire process.His ability to react quickly during the offer process of our home purchase, and continually...
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Reply from Dave Pennington
May 30th, 2024 01:36 PM
Hey Andrew, Thanks a ton for the stellar review! I'm so glad to hear you found my approach to be effective and that I was able to make the financial aspect of your home purchase simpler to understand. At CrossCountry Mortgage, LLC, we strive...
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Dave was on top of it! He went above and beyond to achieve a successful close. Thank you Dave!
Reply from Dave Pennington
May 12th, 2024 07:19 PM
I enjoyed working with you. Thanks for the great feedback.
First, Dave and company are professional. Beyond being professional and a pleasure to work with, they made buying our first home a comfortable experience. When we felt frantic because we didn’t understand something, they were always calm and...
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Reply from Owner
May 15th, 2024 05:23 PM
Hello Vanessa,I'm truly pleased to hear that you had such a positive experience with us at CrossCountry Mortgage. Your comfort and understanding throughout the process is paramount to us, and I'm glad we were able to make your first home buying...
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First, Dave and company are professional. Beyond being professional and a pleasure to work with, they made buying our first home a comfortable experience. When we felt frantic because we didn’t understand something, they were always calm and...
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Reply from Dave Pennington
May 10th, 2024 04:18 PM
Hi Vanessa, I'm delighted to hear about your positive experience working with me and the rest of the CrossCountry Mortgage, LLC team. It was our pleasure to help you through your first home buying process. We strive to calm any concerns and...
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Update! When rates dipped a little I reached out to Dave to see what he could do. He came through again, reducing my rate by over a point and making the process painless. The portal to upload documents is seamless and efficient, and so was...
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Reply from Owner
May 15th, 2024 05:23 PM
Hi John, thank you for taking the time to provide such a positive review! I'm thrilled to hear that you were satisfied with the service you received, especially during such a challenging time. It's always my goal to keep my clients informed,...
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Dave was exceptional from start to finish. He got me a good rate at a time that was difficult to do. Dave is a great communicator, kept me up to date constantly and left nothing to chance. Most importantly Dave really advocated for me when...
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I have been utilizing Dave's services for nearly 15 years, and he never fails to impress me. Recently, I acquired an out-of-state investment property, and Dave went above and beyond to expedite the loan closing process. With two more properties...
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Reply from Owner
June 4th, 2024 06:19 PM
Thanks for taking the time to share your positive experience, Andre. We're thrilled to hear that Dave Pennington was able to assist you so effectively with your investment property. We pride ourselves on the dedication and hard work of our...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #304758 | Branch NMLS #2338410
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 304758
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095