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Dave Pennington at CrossCountry Mortgage - Branch Manager | NMLS #304758 in Encinitas, CA
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Dave Pennington at CrossCountry Mortgage

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Branch Manager | NMLS #304758

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
  • SFTP
    S
    Steve P
    Escondido, CA
    Posted on April 8th, 2024 03:43 PM
    Fantastic communication and knowledge
    Reply from Dave Pennington
    April 15th, 2024 03:47 PM
    I deeply appreciate your review, Steve. It was truly a pleasure to assist you with your VA loan. I'm thrilled to hear that you found our communication and knowledge satisfactory. At CrossCountry Mortgage, LLC, we always strive to provide the...
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    J H
    Posted on March 20th, 2024 07:50 PM
    Called Dave about a year ago because he was the highest and most rated lender in the area. He approved us right away, kept a clear and constant communication with sellers agent and escrow officer. We closed on our investment property in 12...
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    Reply from Owner
    April 4th, 2024 03:32 PM
    Thank you for your kind words! We appreciate your feedback and look forward to serving you again. 
  • 3rd Party Review
    S
    Stacy F
    Encinitas, CA
    Posted on March 1st, 2024 11:00 PM
    Dave is an awesome Lender. He stays on top of every deal, is patient with all those involved and works extremely hard to get the loan closed on time. He has excellent customer service and systems and is very organized as well. Thanks for your...
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  • 3rd Party Review
    B
    Bennett M
    Encinitas, CA
    Posted on February 29th, 2024 11:00 PM
    I have now done three transactions with Dave, two refis and a new home purchase. From the first call to closing escrow, Dave is 100% focused and moves your transaction forward like clockwork. He is super responsive and available at all hours...
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    Reply from Dave Pennington
    June 4th, 2024 06:21 PM
    Thank you, Bennett, for your stellar review of Dave Pennington and CrossCountry Mortgage, LLC. We are thrilled to hear that you had such a positive experience with not one, but three transactions. Your praise for Dave's dedication, expertise,...
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    Joseph L
    Posted on February 28th, 2024 11:31 PM
    Dave was extremely helpful from start to finish and eliminated a lot of the stress as a first time buyer. He and team were organized and quick to respond throughout the process.
  • 3rd Party Review
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    Jean K
    Encinitas, CA
    Posted on February 13th, 2024 11:00 PM
    My experience with CrossCountry was as good as it gets, at least based upon my prior 6 mortgage/refinance experiences, because of Dave Pennington. He clearly explained what to expect, and walked me through the application/documentation process...
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    Dana H
    Posted on January 9th, 2024 05:58 PM
    Fast and efficient! Simply the best!
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    Roz V
    Posted on January 2nd, 2024 11:19 PM
    Dave was incredibly organized and helpful. He broke down complicated topics for a first time home buyer and made the process very approachable. His team was extremely communicative and on top of everything and made our 14 day escrow a breeze....
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    James D
    Posted on November 25th, 2023 02:53 AM
    Dave was super helpful in me securing the home of my dreams. There were multiple people putting in offers on the home and him assuring the agent that our loan was solid was that extra touch that we needed to set us apart from the others. He...
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    Linn B
    Posted on November 17th, 2023 02:52 AM
    I have recommended Dave, along with other lenders, to several of my clients and Dave is always the most responsive. When my clients choose to work with Dave, I know they are in good hands and everything will go smoothly on the loan side. I...
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    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #304758 | Branch NMLS #2338410
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
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    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 304758
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS