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Dave Pennington at CrossCountry Mortgage
Branch Manager | NMLS #304758

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM(Open now)
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Reviews from Web
Great communication from Dave and his team. He makes the process seamless and gives good advice. Thank you!
Reply from Dave Pennington
October 7th, 2024 05:54 PM
I'm thrilled to hear that you had a smooth experience, Dana! We aim for seamless processes and making communication our top priority at CrossCountry Mortgage, LLC. Your good words mean a lot to us. Please feel free to reach out if you need...
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Responsiveness, capability, ease of transaction
Reply from Dave Pennington
October 6th, 2024 01:52 PM
I'm really glad to hear you had such a positive experience, Vinay! Responsiveness, capability, and ease of transaction are all things we aim to provide here at CrossCountry Mortgage, LLC. It's gratifying to know that I was able to hit those...
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quickest turnaround ever and superb customer service in all aspects! Thx Dave and Camilla!
I recently had the pleasure of working with Dave on my mortgage loan, and I was truly impressed by his professionalism and expertise. Buying a home can be overwhelming, but Dave’s responsiveness and reliability made the process so much smoother....
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We’ve had the pleasure of working with Dave Pennington at Cross Country Mortgage on multiple transactions, and he is always a fantastic partner. Dave is attentive to his clients’ needs, communicates clearly, and keeps everyone updated throughout...
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I had the pleasure of working with Dave Pennington at Cross Country Mortgage for the second time, and once again, he exceeded my expectations. Dave handled my refinance with impressive speed, consistently keeping me updated throughout the process....
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Dave was very helpful in answering all of our questions and working with us as first time homebuyers. We were able to complete a 12 day close thanks to all of the preparation and work from Dave in advance and during the closing process. We...
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I bought 3 investment properties using a 1031 which took a lot of coordination and I was fortunate enough to be put in touch with Dave Pennington at Cross Country Mortgage. He gave me an excellent interest rate given the current challenges...
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Dave and his team were great to work with through our buying process. They took the time to educate me in areas that I was unfamiliar with and was very responsive to any questions or concerns that I had. I will definitely refer them to friends...
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Reply from Dave Pennington
July 29th, 2024 01:44 AM
Hi Michael, I'm really gratified to hear that you had a positive experience with me and my team at CrossCountry Mortgage, LLC. It was our pleasure to assist you through your buying process and we strive to provide a seamless experience for...
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I’ve never written a review, but I felt it necessary in this case.Synopsis: Dave did our initial loan and our refinance. Our jobs mean we (my wife and I) are not available at normal times and Dave ALWAYS made himself available even on his vacations....
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #304758 | Branch NMLS #2338410
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 304758
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095