Top 5%
Dave Pennington at CrossCountry Mortgage
Branch Manager | NMLS #304758
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM(Open now)
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Reviews from Web
Dave was so patient! I had questions and concerns about the loan and information that I had to provide and he explained everything to me in a way that I could understand. He's great!
Reply from Dave Pennington
January 5th, 2025 07:05 AM
I'm thrilled to hear that you had a positive experience with your loan process, Janice! Patience and clear communication are key when it comes to navigating these processes, and I'm glad I could provide that for you. I'm here to make things...
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Dave was the consummate professional, very responsive, and demonstrated unparalleled industry expertise. I was confident I was in good hands throughout the entire process.
Reply from Dave Pennington at CrossCountry Mor...
December 21st, 2024 01:42 AM
Hello Nanda, I'm thrilled to hear that you had a positive experience with me at CrossCountry Mortgage. It's always my goal to provide top-notch service and industry expertise to every client. Your confidence in my abilities means a lot to me....
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Throughout our home buying process, we were kept well informed and educated about our options
Reply from Dave Pennington
December 17th, 2024 05:29 AM
Thank you for the stellar review, Jennifer! I'm thrilled to hear you felt well-informed and educated about your options during your home buying process. At CrossCountry Mortgage, LLC, we strive to keep our clients in the loop, ensuring you...
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Dave was great and worked with me on my requests about our loan. He was very communicative and patient with my questions. He and his team made the loan process easy and seamless for a quick close.
Dave was great and worked with me on my requests about our loan. He was very communicative and been patient with my questions. He and his team made the loan process easy and seamless for a quick close.
Reply from Dave Pennington
November 18th, 2024 03:09 PM
Hi Mary, I'm thrilled to hear that you were satisfied with the loan process. Your kind words mean a great deal to me and my team. We pride ourselves on our communication and patience, and it's wonderful to know that these aspects made the process...
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It was an absolute pleasure working with Dave as a first time homebuyer. He was very helpful in answering any and all questions that I had and made sure I had all the information I needed to make the right decision. He made the process super...
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Easy to work with, efficient
Reply from Dave Pennington
October 27th, 2024 12:32 PM
I'm thrilled to hear that you found our process easy and efficient, Joseph! Your positive feedback truly means a lot. Here at CrossCountry Mortgage, LLC, our goal is to make every step as simple and straightforward as possible. Thank you for...
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Dave knows the mortgage market well and has contacts with sophisticated active investors who fund new or refinanced loans. He spotted the movement in rates and encouraged us to refinance at the right time. Execution was flawless throughout,...
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Reply from Dave Pennington
October 24th, 2024 04:05 PM
Thank you for the incredible review, Bennett! I'm thrilled to hear that my knowledge and connections in the mortgage market were helpful in securing your refinanced loan. I always aim to provide a seamless experience, and I'm glad I could assist...
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Dave helped my my mortgage in late 2023 at the height of interest rates, and had kept track of those rates throughout the year to help me refinance as soon as rates dropped. He kept me in the loop the entire time of changes and what to expect...
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Reply from Dave Pennington
October 13th, 2024 07:15 PM
I'm thrilled to hear how satisfied you are with the service you received, Kyle. It was a pleasure assisting you with your mortgage and refinancing needs during that time. Keeping you informed and making the process as smooth as possible was...
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Dave and his team make the process seamless with excellent communication and Dave gives good advice on rates. Thank you!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #304758 | Branch NMLS #2338410
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 304758
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095