Top 5%
Dave Pennington at CrossCountry Mortgage
Branch Manager | NMLS #304758
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM(Open now)
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Reviews from Web
Dave Pennington was unbelievably helpful during my quick close to finalize an Escrow in less than a month. He was very proactive in letting me know what needed to be done on my end and extremely responsive, he also outlined any risks that would...
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Dave Pennington was unbelievably helpful during my quick close to finalize an Escrow in less than a month. He was very proactive in letting me know what needed to be done on my end and extremely responsive, he also outlined any risks that would...
read more
Dave was wonderful to work with. He was very responsive and made the process easy. Would highly recommend, and will definitely be working with on future mortgage.
Dave was wonderful to work with. He made the process easy and was very responsive. Would highly recommend for mortgages and will be working with again in the future.
Reply from Dave Pennington
April 9th, 2025 11:11 PM
I'm thrilled to hear that you found the mortgage process easy and that I could assist you effectively. I appreciate your recommendation and look forward to working with you again in the future.
Dave was very responsive , timely, helpful and accomodating!
Reply from Dave Pennington
March 24th, 2025 03:19 PM
Thank you so much, Rose! It was a pleasure working with you. I'm thrilled to hear you felt supported throughout the process. If you ever need assistance in the future or have any questions, please feel free to reach out. Wishing you all the...
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Dave was amazing. Very responsive by text or call day or night. He explained everything very simply to us as first time homebuyers. He even worked weekends to make sure we could close fast enough and get the home that we wanted. Couldn’t recommend...
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Dave was very responsive. Closed escrow in a very fast time. Explained everything very clearly to us as first time homebuyers. He also worked on weekends consistently to make sure we got the house that we wanted. Couldn't recommend higher.
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Reply from Dave Pennington
March 23rd, 2025 03:57 PM
Thank you so much for your kind words, Daniel. I'm thrilled to hear that you had a positive experience as first-time homebuyers. It was my pleasure to guide you through the process and work around the clock to help you get the house you wanted....
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I feel very lucky to know a reliable, knowledgeable, kind, integrous, highly talented, great person I can rely on for all of my mortgage needs - and oh yes, DAVE GETS THINGS DONE! I am very grateful for his assistance and would recommend him...
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I feel so lucky to know a reliable, knowledgeable, kind, integrous, highly talented, great person I can rely on for all of my mortgage needs - and oh yes, DAVE GETS THINGS DONE! I am very grateful for his assistance and would recommend him...
read more
Reply from Dave Pennington
February 11th, 2025 03:22 AM
I really appreciate the feedback and am looking forward to working with you again.
Dave was very patient and took time to explain the details to us! He was always available for our questions (even on weekends and evening!). I highly recommend Dave for your home loan!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #304758 | Branch NMLS #2338410
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 304758
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095