Top 5%
Dave Pennington at CrossCountry Mortgage
Branch Manager | NMLS #304758
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM(Open now)
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Reviews from Web
Our questions were answered quickly and the electronic paperwork sent to us was easy to complete. Dave kept us well informed throughout the process and we will continue to go to him with future needs.
Reply from Dave Pennington
June 28th, 2025 01:50 PM
I'm thrilled to hear that your questions were answered promptly and that the electronic paperwork process was smooth. It was a pleasure keeping you informed throughout, and I look forward to assisting with your future needs. Thank you for your...
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Dave just made 💩 happen. we actually crossed over from another lender that couldn't get this deal together. Dave might have wanted to egg our house aduring the process but he got it done and we are eternally grateful for his efforts in making...
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Reply from Dave Pennington
June 27th, 2025 02:25 PM
I'm thrilled to hear that we could assist where others could not. Thank you for your kind words and for trusting me with this important process. It was a pleasure working with you, and I'm glad we could achieve the results you needed.
Dave is the definition of being on the ball. He jumped in halfway through escrow, picked up a complicated loan in motion, and not only kept things moving—but got us to the finish line on our original close date. That’s no small feat.He’s extremely...
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Dave saved us money and time. He is professional and reliable and can get the best rates.
Reply from Dave Pennington
May 23rd, 2025 06:59 PM
I'm thrilled to hear that I was able to save you both money and time, Clinton. Thank you for your kind words about my professionalism and reliability. It was a pleasure assisting you, and I'm glad you were satisfied with the rates.
Dave was always on it and super responsive. He also seemed very knowledgable. It was a very great experience working with him.
Reply from Dave Pennington
May 22nd, 2025 02:48 AM
I'm thrilled to hear that you had a great experience, Richard. It was a pleasure working with you, and I'm glad I could provide the responsiveness and knowledge you were looking for. Thank you for your kind words!
Dave was an absolute pleasure to work with. He was incredibly responsive, knowledgeable, and made the entire mortgage process smooth and stress-free. I would highly recommend him to anyone looking for a reliable and professional mortgage banker....
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Dave was so very helpful, kept us informed every step of the way, and made it happen!!!
Reply from Dave Pennington
May 16th, 2025 08:05 PM
I'm thrilled to hear that you had a positive experience and that I could assist you effectively throughout the process. It was a pleasure working with you, and I'm glad I could help make it happen!
Dave has been great to work with-- proactive, communicative, available when we needed him. We're really glad we worked with him during our home buying process and would absolutely reccomend him to others.
Reply from Dave Pennington
May 12th, 2025 02:33 PM
I'm thrilled to hear that you had a positive experience during your home buying process, Charis. It was a pleasure working with you, and I appreciate your recommendation. If you have any future needs, please feel free to reach out.
Dave Pennington exceeded our expectations throughout the entire mortgage process. His proactive communication meant we never had to chase him for updates. Dave's thoroughness and attention to detail ensured a smooth closing, and his expertise...
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Reply from Dave Pennington
April 29th, 2025 05:04 PM
I'm thrilled to hear that I could exceed your expectations and that the mortgage process was smooth for you. Your kind words about my communication and attention to detail are greatly appreciated. It was a pleasure assisting you, and I wish...
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Easy, smooth refinance. Everything was accomplished fluidly and efficiently.
Reply from Dave Pennington
April 18th, 2025 03:53 AM
I'm glad to hear that your refinance process was easy and smooth. It was a pleasure assisting you, and I appreciate your positive feedback.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #304758 | Branch NMLS #2338410
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 304758
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095