Top 5%
Dave Pennington at CrossCountry Mortgage
Branch Manager | NMLS #304758
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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8:30 AM to 5 PM(Open now)
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closed
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closed
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Reviews from Web
Ver Professional!!
Dave was an absolute pleasure to work with, and we look forward to working with him again in the future! He is professional, personable and efficient. We will recommend him to everyone we know!
Dave made the process incredibly easy for us, and we will absolutely use him again in the future!
Reply from Dave Pennington
September 3rd, 2025 05:25 PM
I'm glad to know that the process was smooth for you, Lauren. Making things easy for my clients is a top priority, and it means a lot that you'd choose to work with me again. Whenever you're ready or need assistance, feel free to reach out....
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Dave has been so helpful. He's organized, patient and professional..
Reply from Dave Pennington
September 1st, 2025 02:43 PM
Thank you for your kind words, Eric. I'm pleased to know that you found my assistance to be helpful and appreciated my organization and patience. It's important to me to maintain professionalism throughout the process, so I'm glad it made a...
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From the very beginning to end, the advice that we received, the attention to questions, and the feeling of being taken care of like family was consistently present. THANK YOU to everyone involved for how you've handled this home purchase from...
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Reply from Dave Pennington
July 27th, 2025 06:56 PM
I'm truly grateful for your kind words, Trevor. It was important to me that you felt supported and treated with care throughout your home purchase journey. Providing advice and answering your questions every step of the way is something I take...
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Dave did an excellent job managing our loan process! He was always available and ready to help with any questions that we had. We especially appreciate him working with us even while he was on vacation. We had a last minute fire drill during...
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Dave did an excellent job managing our loan process! He was always available and ready to help with any questions that we had. We especially appreciate him working with us even while he was on vacation. We had a last minute fire drill during...
read more
Reply from Dave Pennington
July 22nd, 2025 08:38 PM
I'm really glad to hear that you felt supported during the loan process, Ryan. Being available for your questions and assisting during those critical moments, even on vacation, is all part of ensuring a smooth experience for you. I'm happy...
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Another wonderful experience with Dave Pennington! Thanks for helping me buy an investment property!
Dave is awesome! Super communicative and professional.
Reply from Dave Pennington
July 10th, 2025 04:34 PM
I'm so glad to hear you felt the communication and professionalism were on point, Stephen. It was wonderful working with you, and I appreciate your kind words. If you ever need anything in the future, don't hesitate to reach out.
Dave is super sharp, no nonsens, and streamlined a very complex loan. He is fast, efficient and works well with the global team with new home purchase. We will use Dave again.
Reply from Dave Pennington
July 1st, 2025 09:46 PM
I'm thrilled to hear that the loan process was streamlined and efficient for you. It was a pleasure working with you and the global team on your new home purchase. I look forward to assisting you again in the future.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #304758 | Branch NMLS #2338410
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 304758
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095