Dan Smith, Ruoff Mortgage

I'm Dan Smith, a Senior Loan Officer with Ruoff Mortgage in Bloomington, Indiana, helping homebuyers and homeowners throughout Monroe County and across Indiana. I specialize in conventional, FHA and VA loans, first-time homebuyer financing, and refinancing. Before entering the mortgage industry, I spent more than 15 years in the automotive industry helping people navigate major financial decisions. I bring that same customer-first approach to mortgage lending by communicating clearly, explaining your options, and helping you understand the numbers. Whether you're buying your first home, your next home, or refinancing, my goal is to make the mortgage process straightforward, informed, and stress-free.