Dan Smith, Ruoff Mortgage
Senior Loan Officer
Indiana University Bloomington
I'm Dan Smith, a Senior Loan Officer with Ruoff Mortgage in Bloomington, Indiana, helping homebuyers and homeowners throughout Monroe County and across Indiana. I specialize in conventional, FHA and VA loans, first-time homebuyer financing,... Show More
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Business Hours
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7 AM to 7 PM
Mon
7 AM to 7 PM
Tues
7 AM to 7 PM
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Reviews from Web
Communicated with us all the time night day weekends.
Reply from Dan Smith
June 15th, 2026 05:56 PM
Sandy, thanks for your kind review! If you ever need anything, don't hesitate to reach out to me!
Dan Smith is the best loan officer to ever exist! He communicated every step of the way, and even came to closing! Couldn’t have had a better experience!
Reply from Owner
June 2nd, 2026 08:06 PM
Gretchen, I'm so glad to hear you had such a positive experience. It was a pleasure to be part of your journey and ensure everything went smoothly. Thank you for your kind words!
Dan went above and beyond all expectations! Couldn't have asked for a better experience or loan officer!
Reply from Dan Smith, Ruoff Mortgage
May 22nd, 2026 09:34 PM
Gretchen, thanks so much for your kinds words and the opportunity to work with you. I hope you love your new home. If there's anything I can help you with, please don't hesitate to reach out. Thanks!!
Dan was awesome! He was available whenever we needed him, and he did an excellent job communicating and guiding us through the process.
Reply from Dan Smith, Ruoff Mortgage
May 13th, 2026 07:24 PM
JT - thanks for your kind words and for putting your trust myself and the Ruoff team. Let's stay in touch, I'm excited to see the things you accomplish!
Working with Dan made the home-buying process such a positive experience. He was knowledgeable, responsive, and genuinely cared about helping us. We’re so grateful for his guidance and support during such an exciting season!
Reply from Dan Smith
May 13th, 2026 07:25 PM
Mady - thank you so much. That means a lot to me. I hope to stay in touch and can't wait to see your new home at some point after you move in!
Dan Smith, Ruoff Mortgage has received a review with 5 star rating from Zachary B
Reply from Owner
May 13th, 2026 12:49 PM
Thanks for the review, Zack! I appreciate the opportunity to have worked with you. Hope we can stay in touch!
The team was quick to answer any questions, and were eager to help with documentation and in finding a location, I appreciate the work they put in.
Reply from Dan Smith, Ruoff Mortgage
May 12th, 2026 02:21 PM
Zack,
Thanks so much for your kinds words. It was really a joy to work with you and I hope we can stay in touch as time goes on.
Dan Smith, Ruoff Mortgage has received a review with 5 star rating from Paul C
Reply from Owner
April 22nd, 2026 02:41 PM
Thank you, Paul, for giving me a perfect rating. I'm grateful for your support and trust in my services at Ruoff Mortgage.
All of our questions were answered, and they walked us through this process every step of the way. Very professional, very prompt and understood what our goals were.
Reply from Dan Smith, Ruoff Mortgage
April 30th, 2026 12:58 PM
Thanks Paul!! It was a pleasure to work with you and your wife on your new home journey. If you ever need anything around Bloomington, please don't hesitate to reach out to me.
Dan is always transparent with the details, precise in his work, and a pleasure to work work. I would recommend him highly with any transaction.
Reply from Owner
February 19th, 2026 04:14 PM
John,
Thanks so much. It means so much to me to have worked with you over the years. Hope to see you around soon!
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About
I'm Dan Smith, a Senior Loan Officer with Ruoff Mortgage in Bloomington, Indiana, helping homebuyers and homeowners throughout Monroe County and across Indiana. I specialize in conventional, FHA and VA loans, first-time homebuyer financing, and refinancing. Before entering the mortgage industry, I spent more than 15 years in the automotive industry helping people navigate major financial decisions. I bring that same customer-first approach to mortgage lending by communicating clearly, explaining your options, and helping you understand the numbers. Whether you're buying your first home, your next home, or refinancing, my goal is to make the mortgage process straightforward, informed, and stress-free.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Medical Professional Mortgages
USDA Loans
Cash-Out Refinances
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Education
- Indiana University BloomingtonAug 2005 -May 2008
- Hanover CollegeAug 2003 -May 2005
Positions
- Ruoff Mortgage - Senior Loan OfficerJan 5th, 2026 - Current
Memberships
- Bloomington Chamber of Commerce
- South Central Indiana Mortgage Bankers Association
- Business Network International
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2026
Time Zone
Eastern Standard Time (EST)
Licenses
- Indiana NMLS #2784335
Gallery
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+1
Awards
HCAC Honorable Men...
Achievements
- Founding Member - BNI - Crimson Connect
Hobbies
- Travel
- Strength Training
- Family Time
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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