Dan Smith, Ruoff Mortgage

Name: Ruoff Mortgage
Address: 1551 South Piazza Drive, Bloomington, Indiana, 47401
Telephone: +1-812-360-8717
Rating: 4.99

Senior Loan Officer

Ruoff Mortgage - Bloomington

4.99

(41)

Indiana University Bloomington

Mortgage

Mortgage Loan Officer

Indiana University Bloomington

Contact Info

(812) 360-8717

Bloomington, IN

https://www.ruoff.com/dansmith

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7 AM to 7 PM

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7 AM to 7 PM

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7 AM to 7 PM

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4.99

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We recently closed on our home through Ruoff. Dan was an amazing loan officer,he worked so hard for us! We had some paperwork issues on the other side of the deal and Dan stayed right on top of it every step of the way. I called him every day...

Reply from Owner

July 24th, 2026 05:07 PM

Jessi Thanks for your review! It was so great getting to know you and reconnecting with Jameson. Don't hesitate to reach out with any questions you have!

Dan was wonderful! We had clear and open communication through the whole process. He worked hard for us,and was kept things moving as quickly as possible!

Reply from Dan Smith, Ruoff Mortgage

July 24th, 2026 04:40 PM

Jessi, Thanks so much for your kind words and your review. I'm so glad that we could link up and work together. Please don't hesitate to get ahold of me if/when you need anything!!

Easy instructions, clear communication

Reply from Dan Smith, Ruoff Mortgage

July 24th, 2026 04:50 PM

Kaci!! Thanks so much for the kind words and review. It was so nice getting to know you. I hope we cross paths again. If you need anything at all, I'm just a call/text away. Thanks again!

The open and clear communication was awesome. Dan was also GREAT with communicating and explaining things and very patient with us throughout the entire process.

Reply from Owner

July 24th, 2026 05:07 PM

Will, Thanks so much for your review! It was great to meet you and I greatly appreciate the opportunity to help you. Go Jets!

The open and clear communication was awesome. Dan was also GREAT with communicating and explaining things and very patient with us throughout the entire process.

Reply from Dan Smith, Ruoff Mortgage

July 24th, 2026 04:42 PM

Will, Thanks for the review and your kind words! It was great getting to know you and I hope to see you again. I hope the Jets win a few game for you in the near future! Take care man, let me know if you need anything!

The communication was clear and concise. Our loan officer was interested in our story not just our finances. We felt supported by them too, which was huge for us!

Reply from Dan Smith, Ruoff Mortgage

July 14th, 2026 03:50 PM

Ryan, Thanks so much for your kind words. I appreciate having the opportunity to have worked with you and Bri. Hope to see you around town. If you need anything, don't hesitate to reach out to me! Thanks again!!

Dan was excellent to work with! He was knowledeable, responsive and guided me through the process with ease!

Reply from Dan Smith, Ruoff Mortgage

June 26th, 2026 06:09 PM

Heather, Thanks so much for your kind review and for allowing me to be a part of your journey into your brand new home!! If you need anything, please don't hesitate to reach out to me. I'll be here when you need me!

As a first-time home buyer, Dan made the process very smooth and easy to understand. Always answered any questions I had within an hour (a lot of times it was a few minutes!), was quick to remove any confusion I had about any part of the home-buying...

Reply from Owner

June 23rd, 2026 02:52 PM

Zach, thank you for your kind words!! They mean so much to me!! I'm grateful to have walked alongside you in this journey of buying your first home. You have my number, please don't hesitate to reach out to me if you need anything.

Reply from Dan Smith, Ruoff Mortgage

June 22nd, 2026 02:04 PM

Zach, thanks for the opportunity to work with you on your first home! I hope you love it and make a ton of great memories there. You know how to reach me if you need anything. Thanks again!

Dan was unbelievably kind. He became a friend through the proces. He was always available to answer any questions that arose. He was patient, professional and thoroug.

Reply from Dan Smith, Ruoff Mortgage

June 15th, 2026 05:56 PM

Laura - Thanks so much for your kind words. They mean a lot to me! I love that we developed a friendship through this. I appreciate the opportunity to work with you. If you ever need anything, you've got my number!

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About

I'm Dan Smith, a Senior Loan Officer with Ruoff Mortgage in Bloomington, Indiana, helping homebuyers and homeowners throughout Monroe County and across Indiana. I specialize in conventional, FHA and VA loans, first-time homebuyer financing, and refinancing. Before entering the mortgage industry, I spent more than 15 years in the automotive industry helping people navigate major financial decisions. I bring that same customer-first approach to mortgage lending by communicating clearly, explaining your options, and helping you understand the numbers. Whether you're buying your first home, your next home, or refinancing, my goal is to make the mortgage process straightforward, informed, and stress-free.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Down Payment Assistance

Conventional Home Loan

Mortgage Refinance

Construction Loan

Medical Professional Mortgages

USDA Loans

Cash-Out Refinances