

Synergy One Lending, Inc, San Diego, CA
San Diego, CA

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
There are multiple things that would've made my experience better but the main thing is Aaron Perkins was very unprofessional. There's a lot of internal problems at synergy one lending that need to be addressed as a client I should not know...
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Great communication, great customer service, genuine human being.
Reply from Roni Gonzalez
February 6th, 2026 08:28 PM
Thank you, Keanu for the very kind words. Appreciate you and your trust very much!
Cheryl left no comments for Patricia Nicholson
Phana Par is amazing and has a great team dedicated to your financial success. They don't just do what you ask, they evaluate if what you're asking is even the best decision for you and work to make sure you make the best financial choices...
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I represented the seller on a difficult property. Karen knows what she is doing and kept me informed the whole time. She closed the deal where other lenders failed.
Reply from Emerson Nogueira
February 9th, 2026 09:33 PM
I appreciate your kind words, Van. It was a pleasure working on such a challenging property with you. Keeping everyone informed is important to me, and I'm glad we were able to close the deal successfully. If you ever need assistance in the...
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John and his staff were very personable and explain things in a manner we could understand. We were able to complete the entire process without going to an office of any kind until the day we closed.
Reply from Emerson Nogueira
February 9th, 2026 04:50 PM
I'm glad to hear that John and his team made the process smooth and understandable for you, Heather. It's important to have clear communication, and I'm pleased we could accommodate everything remotely up to the closing day. Thank you for sharing...
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We recently refinanced our home with the help of Trent Baxter, and the experience was outstanding from beginning to end. Trent went above and beyond throughout the entire process he was proactive, knowledgeable, and genuinely committed to making...
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Reply from Owner
February 6th, 2026 02:57 PM
It's great to hear that your refinancing experience was so positive, Ruby. I'm glad I could assist you in securing favorable terms while ensuring a smooth process from start to finish. Your recommendation and trust mean a lot to me, and I'm...
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Brandon has never steered us wrong! Has always been there for us every step of the way!
Reply from Brandon Ferguson - Synergy One Lend...
February 2nd, 2026 11:13 PM
We always appreciate your trust Shawn! Glad the refinance was able to help save on your monthly payment!
Roni is patient, understanding and supportive through the entire process. She takes the time to make sure her clients fully understand the situation and lingo, even if it takes a few tries. She was the perfect person to help us purchase and...
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Reply from Roni Gonzalez
February 6th, 2026 08:00 PM
Your feedback is very kind, Rebecca. I truly value the opportunity to support you in both purchasing and refinancing your home. Making sure everything is understood and clear is a priority for me, and it's rewarding to know that this was helpful...
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Working with David was a fantastic experience. As we were buying our first home in the US, we had a lot of questions, and David was incredibly patient and thorough in his explanations. He is organized, proactive, and made a complex process...
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235