

Lower, LLC, Columbia, MD
Columbia, MD

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Joe is very personable and represents the Oxford Group with integrity and a strong commitment to customer satisfaction. He made me feel confident in my decision to refinance my home. Thank you Joe!
Reply from Joe Vergara
July 10th, 2026 02:54 PM
Sharon, I appreciate your kind words about my approach and commitment to customer satisfaction. I'm glad to hear that you felt confident in your decision to refinance your home. If you have any more questions or need further assistance, please...
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Customer experience
Reply from Lee Medlin
July 10th, 2026 02:11 PM
Johnny, I appreciate your feedback about the customer experience. I'm glad to know you had a positive interaction. If there's anything else you need, please feel free to reach out.
Angie was very helpful with all our questions and concerns!
Reply from Angie Lewis
July 10th, 2026 02:08 PM
Charles, I appreciate your kind words. I'm glad I could help with all your questions and concerns. If you have any more, please feel free to reach out.
Prompt, knowledgeable services. Staff very personable.
Reply from Nikki Rogers
July 10th, 2026 02:01 PM
Clyde, I appreciate your kind words about the prompt and knowledgeable services. It's great to hear that you found the staff personable. Thank you for sharing your experience!
Claudia Diaz has received a review with 5 star rating from Marco V
Reply from Owner
July 5th, 2026 06:27 PM
Thank you for the perfect rating, Marco! I appreciate your support and am glad to know you had a positive experience. If there's anything more I can do for you, please feel free to reach out.
they treat you like family not just customers
Reply from Claudia Diaz
July 3rd, 2026 04:45 PM
Thank you, Marco! I'm very happy to hear that you felt like family while working with me. Creating a welcoming and supportive environment in the homebuying process is important to me, and I'm grateful for your kind words.
Wow was extraordinary and everybody there willing to help and was a good experience I never had me and my wife Chris Maury ,Marco, Bora and of course Rita the glue you guys overall good people and Karahan and all of you so much for everything....
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Reply from Bora Karahan
July 10th, 2026 01:38 PM
Salah, I'm grateful for your kind words and thrilled to hear that you and your wife had such a positive experience with our team. It's wonderful to know that Chris, Maury, Marco, and Rita made a great impression. Thank you for choosing us and...
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Everyone was helpful
Reply from Lee Medlin
July 10th, 2026 01:35 PM
Matthew, I'm pleased to hear that you found everyone helpful. If there's anything more I can assist you with, please feel free to reach out.
GREAT thank you
Reply from Fred Holsman
July 10th, 2026 01:24 PM
Sean, thank you for the kind words. I'm pleased to know you had a positive experience. If there's anything else I can assist with, feel free to reach out.
Erik has been very kind and patient with me throughout the stressful process of searching for and financing my new home. He is always available if I need to ask a question and always answered all my questions quickly and elaborately.I will...
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Reply from Erik Gross - Lower Mortgage (Hurst,...
July 3rd, 2026 01:24 PM
Thank you for the kind words, Kristina. I know the house search was a long journey for you. We were so happy to be a part of your purchase of that beautiful home. Please keep me in mind if you know anyone in need of our services. Thanks.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.