Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
John experience, his knowledge, his patience with me, him being available for any questions I may have, did whatever it took to make this a smooth successful experience!
Reply from John Hultberg
October 8th, 2026 01:43 PM
I'm so pleased to hear that you had a smooth and successful experience, Tod. I appreciate your kind words about my knowledge and patience, and I'm glad I could assist you with all your questions. Working with clients like you at Lower is truly...
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Lower, LLC
Lower, LLC has received a review with 5 star rating from Braulio A
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I would like to sincerely thank Craig Millar for his excellent service and efficiency throughout the entire home refinancing process. He made everything smooth and easy, and I was truly impressed by how quickly everything was completed. His...
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Reply from Craig Miller
October 8th, 2026 06:21 PM
Braulio, thank you for your kind words and recommendation. I'm glad to hear that my service and efficiency made your home refinancing process smooth and easy. At Lower, we strive to provide prompt communication and professionalism, so it's...
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I had a great experience working with Eric and his team throughout the entire home-buying process. He was extremely helpful, responsive, and patient with all of my questions. He took the time to explain the numbers and make sure I understood...
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Reply from Erik Gross
October 8th, 2026 01:19 PM
Jacob, I'm grateful for your kind words and am pleased to hear about your positive experience with me and my team at Lower. It's wonderful to know that my efforts in addressing your questions and explaining the process made your home-buying...
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Lower, LLC
Lower, LLC has received a review with 5 star rating from James W
Becky always goes above and beyond to help her clients
Reply from Becky Sikorski
October 8th, 2026 03:45 PM
I'm happy to hear that my efforts to go above and beyond have been beneficial for you, James. At Lower, providing excellent support to clients is a top priority, and I'm glad I was able to assist you effectively.
Because of Lower Mortgages ineptitude in getting closing documents to the attorney's office, I almost didn't close. Because of your delays, my closing was moved from noon, then to two, and finally 4. That one almost didn't happen either. In...
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Marco Garofalo has received a review with 5 star rating from Layliany
I just have to say that I love Mrs. Sandy and her patience. As a Realtor she went above and beyond to help me with different situations in order for myself and client to understand. I look forward to working with her in the future
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Angie was fantastic - she provided us with every option to make building a home a possibility for us. She was great about detailing what our options meant and gave us recommendations based on her experience . She was also very communicative...
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Reply from Angie Lewis
October 8th, 2026 05:38 PM
Justin, I'm pleased to hear that my detailed guidance and availability helped make building your home a possibility. It was rewarding to assist you as first-time home buyers and provide recommendations based on my experience. I'm grateful for...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.