

Lower, LLC, Columbia, MD
Columbia, MD

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Melissa and her team took a lot off our plates and performed a huge amount of behind the scenes work for us while securing our nonQM loan. This was a very complicated process and Melissa and the team made it quite smooth. Thank you!
Reply from Melissa McGlinchey
September 7th, 2026 02:03 PM
Jeffrey, I'm thankful for your appreciation of the work my team and I did to secure your nonQM loan. It's great to know that we could make the complex process smoother for you. Your kind words mean a lot to us!
Went smoothly
Reply from Mallory Benne
October 8th, 2026 09:13 PM
Always great to work with you, Jackie! Can't wait to do it again!
Communicstion , responsiveness . I had to make multiple Offers etc Erik n team were ready to run the numbers and have the discussions with me each and every time
Reply from Erik Gross - Lower Mortgage (Hurst,...
August 31st, 2026 05:56 PM
It was a pleasure helping you get into your first home, Mike. Thanks for your trust in our team and please keep me in mind if you know anyone in need of our help.
We were treated like we were tho only people that existed. Any reasonable time of day Trina could be reached. Quick and helpful responses no matter the question. Took as much of the stress off of us as she possibly could, and did it with a...
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Reply from Trina Deanne Wood
September 7th, 2026 01:33 PM
Skyler, I appreciate your wonderful words about your experience with me. I'm pleased to know that I was able to make the process stress-free and that my availability and attitude were helpful to you. Thank you for your recommendation; it truly...
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Lower, LLC has received a review with 5 star rating from Airam B
Beatrice worked day and night to work the numbers especially in tight time frames. Was always available and communicated constantly. Walked me through the process and explained each step. Any questions I had were always answer3e. no tone of...
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Reply from Beatriz Moreno
September 7th, 2026 01:22 PM
Thank you for your kind words, Airam. I'm glad I could assist you effectively and provide clear communication throughout the process. It's wonderful to know you felt supported, and I'd be happy to work with you again in the future.
We had some hiccups with the title company but Greg found another one that could deal with our situation and we got the deal closed.
Reply from Greg Jones
September 7th, 2026 01:17 PM
Clay, I appreciate you sharing your experience. I'm glad I could help navigate the issues with the title company and ensure the deal closed successfully. If you have any more questions or need assistance in the future, please feel free to reach...
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Blair made himself 100% available. He responded via email, text , or phone quick and all days of the week. He also took the time to run different morgage examples for many different properties. He was very personal and professional.
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Reply from Blair Mathewson
September 7th, 2026 02:23 PM
Eric, I appreciate your thoughtful review. I'm glad to hear that my availability and responsiveness made a positive impact on your experience. It was my pleasure to assist with different mortgage examples and maintain a professional approach...
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Mallory was wonderful to work with. She worked hard to provide us with the best option for financing, she was very knowledgeable and answered any questions we had. I know she worked over her normal hours to make sure we were able to close on...
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Reply from Mallory Benne
October 8th, 2026 09:14 PM
It was a pleasure to work with you! I hope you are enjoying your home!
Patrick and Team were amazing in helping us. Not only did he do everything to get us approved with all of the numbers in our favor, he did it in less than a month, WOW! We are so happy in our new home thanks to everything he did. He put a lot...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.