
Melissa McGlinchey
Loan Advisor | NMLS# 383559

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Effective communication, strong knowledge of process
Melissa is great! She kept everyone updated and the experience was one of the best I had with any lender before. I will definitely recommend and use her again!
Melissa stayed on top of the file the whole time and took situations into her own hands to make them right! She is amazing!
Reply from Melissa McGlinchey
September 28th, 2026 01:17 PM
Kelly, thank you so much for your kind words about my efforts to manage your file. It was my absolute pleasure! Thank you for choosing Community Lending powered by Lower LLC for your client's needs! Looking forward to the next one. :)
Melissa an her team were there every step of the way. They made sure I understood everything and were so great !
Reply from Melissa McGlinchey
September 28th, 2026 01:21 PM
Jennifer, I'm so happy to hear that you felt supported every step of the way. It's so important to me and our team at Lower that you feel knowledgeable and empowered! I'm pleased we could provide such a positive experience for you.
Melissa and her team took a lot off our plates and performed a huge amount of behind the scenes work for us while securing our nonQM loan. This was a very complicated process and Melissa and the team made it quite smooth. Thank you!
Reply from Melissa McGlinchey
September 7th, 2026 02:03 PM
Jeffrey, I'm thankful for your appreciation of the work my team and I did to secure your nonQM loan. It's great to know that we could make the complex process smoother for you. Your kind words mean a lot to us!
My home buying experience with Melissa McGlinchey was great because of Melissa's high level of expertise. Not only is Ms. McGlinchey an expert in her field when offering assistance to complete the loan application but she is also very relatable...
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Reply from Melissa McGlinchey
August 31st, 2026 05:58 PM
Kecia, I appreciate your kind words and am pleased to hear that you found the home buying process pleasant. It was a pleasure assisting you, and I'm grateful for your recommendation. Thank you for trusting me with your home buying needs.
Melissa does an amazing job!!
Reply from Melissa McGlinchey
September 28th, 2026 01:18 PM
You are soo kind - thank you so much Regina! I enjoy working with you and looking forward to working with you and more of your clients!
THE GLORY OF OUR LORD AND SAVIOR JESUS CHRIST BEING IN THE MIDDLE OF ALL TRANSACTIONS AND SKILLS HE BESTOWED UPON EVERYONE GIVING ASSISTANCE "THANK YOU SO MUCH. ☺️❤️🙏💯.
Reply from Melissa McGlinchey
August 12th, 2026 06:15 PM
Derrik, I'm grateful for your heartfelt words. It's wonderful to know that you felt supported throughout the process. Thank you for sharing your experience!
Professionalism and knowledge
Reply from Melissa McGlinchey
September 28th, 2026 01:30 PM
Kevin, I appreciate your recognition of my professionalism and knowledge. I truly strive to provide a positive experience for every client, and I'm so happy to know this was reflected in your experience! Let's keep this momentum going on more...
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Melissa was exceptional - a true professional, the online portal kept me on track but it was Melissa's personal touch that really made the difference. I cannot rave enough about the positive experience I had with Melissa and team. Exceptional....
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Reply from Melissa McGlinchey
June 17th, 2026 01:31 PM
Laura, I'm grateful for your kind words about my personal touch and the positive experience you had. It's wonderful to know that the online portal and my efforts contributed to a smooth process for you. Thank you for sharing your feedback and...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 383559
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.