

Ladera Ranch Lending, CA
Your Lender for Life
Ladera Ranch, CA

At Ladera Lending, Inc., we open doors to a wealth of personalized services to all varieties of clientele. From real estate professionals, to builders to individual home buyers,we will tailor a program for your needs. Our knowledgeable team... Show More
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Brian was great to work with and made the process simple to understand. He worked with me to get everything needed to proceed.
Reply from Brian Spinuzzi
October 23rd, 2024 01:19 PM
Laura, thank you for trusting us with! I look forward to working with you again in the future.
Robert always answered my many questions quickly and thoroughly. He was also very patient with some of my frustrations am I appreciated that.
Paul was very informative about the process, and very patient. He answered all of my questions and concerns.
Reply from Paul Bogosian
April 24th, 2024 08:36 PM
Thanks, Suzette! Look forward to working with you again soon!
The loan officer, Mr. Frank Morina, was excellent in his quick responses, knowledge, experience and courtesy.
Micheal was awesome to work with and I would definitely recommend him to anyone
Reply from Michael Pendergast
May 3rd, 2024 08:57 PM
Thank you for the kind words, Richard. It was a pleasure working with you as well!
Working with Michael made the loan process smooth and professional. His knowledge and clear communication was exceptional. I had a choice of lenders to use. I was initially going to use a lender I have been with for over thirty years. After...
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Reply from Michael Pendergast
May 3rd, 2024 08:59 PM
Thank you so much for your kind words, David. It's fantastic to hear that the loan process was smooth and professional. Your support means a lot to me and the team here at Ladera Lending. We strive for clear communication and professionalism,...
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I previously worked with and started this process with Ryan Onaka in November 2023 but transitioned over to Andy in January 2024 while Ryan was on vacation for a few weeks. The transition was seamless and entire process went fairly smooth....
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Reply from Andy Espineira
July 17th, 2024 03:43 PM
Thanks Geoffrey for the review. Its nice having a in-house second to give to our clients so they don't have to touch there low rate on the first.
The communications with Jason and Denise were outstanding. They both made me feel comfortable throughout the process. Especially when the inevitable "bumps" occurred like having to track down needed documentation. I can't ever recall feeling...
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Reply from Jason Brewster
April 23rd, 2024 06:51 PM
Thank you for your stellar review, Vance. It was a pleasure working with you throughout the process and ensuring your comfort was a top priority for Denise and I. We understand how important responsiveness is, especially when it comes to financial...
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Mr. Spinuzzi was very understanding of my needs, he was always available to answer any and all questions when I call or text him. My wife and I appreciate him for everything he done for us. Thank you Brian Spinuzzi !!!
Reply from Brian Spinuzzi
October 23rd, 2024 01:19 PM
Thank you for the kind words Kenny! Keep in touch! It was a pleasure working with you and your wife.
Chase was fantastic from the 1st phone call until closing. He took what too me seemed impossible and made it possible. He was honest and allowed me too work through this at my pace. Thank you Chase
Reply from Chase Steffien
April 22nd, 2024 02:32 PM
Thank you so much for the kind words. I appreciate the opportunity. I will keep you up to date with all the good market info. Let's keep in touch!
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About
At Ladera Lending, Inc., we open doors to a wealth of personalized services to all varieties of clientele. From real estate professionals, to builders to individual home buyers,we will tailor a program for your needs. Our knowledgeable team works to provide you with financial loan options that fit your lifestyle and budget making your dream of home ownership and financial freedom become a reality.
We have built a strong foundation of loyal clients and a trusted brand within our community. Our goal is to provide each client the highest level of service and the lowest possible rate.
We look forward to becoming your Mortgage Banker for Life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)